{Confidential,Volta Region,Full-Time, GH,Degree, N/A,11 Apr-2016};

A new rural bank located in the Volta Region is seeking to recruit goal oriented and highly motivated professional staff to fill the following position: Project Officer

Job Purpose

•   The project officer will support the implement of the Bank’s objectives to achieve maximum returns on investment

Duties and responsibilities

•   The projects officer reports to the General Manager
•   Work to increase the visibility of the Bank in the market place, work to increase revenue
•   Work to introduce projects and implement them to achieve the objectives of the Bank
•   Responsible for credit administration

Qualification Required & Experience

•   University degree in Marketing, accounting, social sciences or other related qualification
•   Knowledge of credit management
•   Good communication and interpersonal skills
•   Excellent IT skills related to the Banking industry

Location: Volta Region

How To Apply For The Job

Interested persons should send their resume and covering letter and any relevant documents to:

The Consultant
P.O.Box LG 679
Legon

Closing Date: 11 April, 2016

{Confidential,Volta Region,Full-Time, GH,Degree, N/A,11 Apr-2016};

A new rural bank located in the Volta Region is seeking to recruit goal oriented and highly motivated professional staff to fill the following position: General Manager

Job Purpose

•   Directs and coordinates all operational functions of the Bank to ensure that the vision and mission of Board of Directors and shareholders are realized

Duties and Responsibilities

•   The general manager is responsible to the Board of Directors and reports to the latter about the performance of the Bank
•   Perform regular administration and management activities of the Bank
•   Organise the internal operations of the Bank
•   Prepare and submit annual reports, financial statement, annual budgets, work programmes etc. to the Board of Directors
•   Execute the business and budget approved by the Board of Directors
•   Perform any other duties that will promote the interest of the Bank

Qualification Required & Experience

•   A degree in Banking and Finance, Accounting or social sciences
•   Good knowledge of commercial and or rural banking
•   Good communication and interpersonal skills
•   Excellent IT skills related to the Banking industry
•   Considerable working experience in the banking sector

Location: Volta Region

How To Apply For The Job

Interested persons should send their resume and covering letter and any relevant documents to:

The Consultant
P.O.Box LG 679
Legon

Closing Date: 11 April, 2016

{Stanbic Bank,Accra,Full-Time, GH,N/A, 2 years,16 Mar-2016};

The Role

Manage a portfolio of counterparty credit risks associated with lending trading and investing activities, with the primary objective of assessing and managing risk within acceptable parameters.

Key Responsibilities

•   Ownership and understanding of the risk profile of the credit portfolio allocated
•   Formulation and recommendation and or evaluation of credit proposals, with a comprehensive risk assessment for new or increased facilities as well as s well as annual risk reviews on the existing portfolio base. This will usually entail visiting the customer and engaging at MD. FD or FM level, and where necessary. Present applications to Credit commodities consisting of Exco members.
•   Coordinate and ensure that the post-approval implementation of facilities and legal documentation is in accordance with the conditions of sanction
•   Follow up and address no-adherence to terms and conditions of sanction by counterparty, to consider the inherent risk therein and to make recommendations as to action to be taken to regularize or mitigate such increased risk.
•   Coordinate research in respect of industry and market risk in relation to counterparty exposures on the underlying portfolio.
•   Articulate credit appetite and give guidance structure of deals and documents required
•   Undertake quantitative and qualitative financial analysis to develop a comprehensive understanding of counter party risks for new or increased facilities, Conduct annual risk reviews on the existing portfolio base.
•   Make timeous, sound and pragmatic recommendations and decisions in managing accounts within portfolio.
•   Daily management, escalation and control of portfolio irregularities.
•   Participate in projects as delegated from time to time

Qualification Required & Experience

•   Tertiary qualifications preferable.
•   Prior banking or financial institutions experience advantageous.
•   Minimum of two to three (2-3) years experience in credit applications and transactions.
•   Strong decision making experience with regards to credit issues.

Core Personal Competencies

•   Attention to detail
•   Problem solving and ability to make decisions
•   Customer centric orientation
•   Energy and drive
•   Self-starter with a sound work ethic with follow through
•   Strong organization skills
•   Strong consulting and portfolio development skills
•   Confident and effective communicator (both verbal and written)
•   Proactive approach to relationship building and a strong team player

Remuneration: Negotiable according to experience, knowledge and skills

Location: Accra

How To Apply For The Job

Interested persons may e-mail their application letter and current curriculum vitae (CV) to:

recruitmentghana@stanbic.com.gh

Closing Date: 16 March, 2016

{Confidential,Central Region,Full-Time, GH,Degree, N/A,08 Mar-2016};

A viable rural banks in the Central Region with bright prospects is inviting applications to fill the under listed vacancy: Clearing Officers

Qualification Required & Experience

•   Applicant must hold First Degree
•   Professional certificates will be an advantage
•   Age Limit: Not Above 35 years

Location: Central Region

How To Apply For The Job

Application with CV including e-mail addresses and telephone numbers should be forwarded to email:-

nanahusbyll@gmail.com OR nanahusby11@gmail.com

Closing Date: 08 March, 2016

{Confidential,Central Region,Full-Time, GH,Degree, N/A,08 Mar-2016};

A viable rural banks in the Central Region with bright prospects is inviting applications to fill the under listed vacancy: Clearing Officers

Qualification Required & Experience

•   Applicant must hold First Degree
•   Professional certificates will be an advantage
•   Age Limit: Not Above 35 years

Location: Central Region

How To Apply For The Job

Application with CV including e-mail addresses and telephone numbers should be forwarded to email:-

nanahusbyll@gmail.com  OR  nanahusby11@gmail.com

Closing Date: 08 March, 2016

{Confidential,Accra,Full-Time, GH,Degree, 2 years,01 Apr-2016};

A money lending business requires the services of a dynamic lady to drive sales and manage a loan portfolio.

Qualification Required & Experience

•   Must be a degree holder
•   Must be confident and of high integrity
•   Great interpersonal skills
•   At least two years of working experience

Salary: GHS 1,500 plus attractive profit sharing arrangement

Location: Accra

How To Apply For The Job

Interested candidate should send their CVs to:

mseedmoney@gmail.com

Closing Date: 01 April, 2016

{ASA Savings and Loans Limited,Accra and Cape Coast,Full-Time, GH,Degree, 2 years,24 Feb-2016};

Job Summary:

•   To acquire, manage and sustain a portfolio of Small and medium clients, and develop long term relationships, founded on efficient and reliable delivery of services and support for their businesses.
•   This responsibility covers both new and existing clients and must be discharged in a professional manner to achieve a high degree of client satisfaction.
•   The overall target of a client relationship officer is to achieve a growing and quality loan and deposit portfolios and income-generating transactions from those portfolios.

Responsibilities:

•   Educate and informs clients and potential clients about our products and services
•   Acquires new deposit and loan clients for the institution
•   Develops and maintains an acceptable level of deposit portfolio
•   Manages a portfolio of deposit clients through constant contacts and interactions
•   Gather relevant client information for conducting good credit analysis, and prepare good proposals for approval
•   Manages a quality loan portfolio through monitoring
•   Takes proactive steps to recover loan arrears and manage delinquencies

Qualification Required & Experience

•   At least 2 years working experience in a similar role.
•   A first degree in any discipline.
•   Proficiency in Microsoft suites such as, word processing, excel, and power point.
•   Excellent oral and written communication skills in English and the main or widely spoken local languages.
•   Must demonstrate a high sense of courtesy, diligence and integrity.
•   Must have marketing skills.
•   Must be smart and able to work under intense pressure

Location: Accra and Cape Coast

How To Apply For The Job

Apply to the Managing Director with detailed CV and photograph. Application should be sent to:

jobs.aslc@gmail.com

Closing Date: 24 February, 2016

{ASA Savings and Loans Limited,Accra and Cape Coast,Full-Time, GH,N/A, 3 years,24 Feb-2016};

Job Summary:

•   The branch manager bears full responsibility for his/her branch.
•   He/she is the team leader of branch management and therefore ensures that Asa business philosophies, business model, and core values are fully implemented in his/her branch.

Responsibilities:

•   Develop business in a defined market to meet periodic budget targets
•   Organize and work as the leader of the team to achieve Deposit and Loan targets
•   Drive deposit growth for the branch
•   Achieve the profitability of the branch
•   Efficiently manage the loan portfolio of the branch
•   Acquisition of new business as well as deepening existing customer relationships through effective and efficient customer liaisons.
•   Ensure that loans approved and disbursed within your branch meet required procedural and risk mitigation standards.
•   Implement good portfolio management measures at all times.
•   Ensure that all loans are monitored effectively by client relationship officers and branch management.
•   Implement measures and structures to follow up on arrears to maintain good portfolio quality of each client relationship officer.
•   Ensure PAR is always low

Qualification Required & Experience

•   Results oriented and performance driven
•   At least 3 years working experience in similar role
•   Strong communication and interpersonal skills and presentation abilities.
•   Good leadership and interpersonal skills
•   High degree of social competence and emotional maturity
•   Strong analytical skills
•   Good knowledge and skills in Microsoft applications.
•   Professional, ethical and discretion when dealing with confidential information.
•   Committed, responsible and able to work under pressure and limited time frames.
•   Good planning and organizing skills

Location: Accra and Cape Coast

How To Apply For The Job

Apply to the Managing Director with detailed CV and photograph. Application should be sent to:

jobs.aslc@gmail.com

Closing Date: 24 February, 2016

{Confidential,Accra,Full-Time, GH,Bachelors Degree, 2 years,15 Feb-2016};

Reports To: General Manager

Purpose of the Job

•   Participate in defining overall business direction through identification and tapping profitable and quality business opportunities
•   Launching new initiatives for Medium Enterprises within SME Banking , disbursing loans up to GHS 80,000.00

Key Accountabilities

•   Conduct business analysis and disburse loans to Micro and SME
•   Lending

1)  Acquire, grow and deepen SME Banking customer relationships through effective relationship management, with special focus on SME customers’ total business needs.
2)  Identify and prioritize activities to maximize revenue contribution from the high potential customers of the region
Ensure product development, business development and market & competitor intelligence as needed
1)   Grow the SME client base by proactively cross-selling products and/or services appropriate to SME Banking customers so as to maximize customer profitability.
2)  Participate in developing targets and providing performance monitoring mechanism for the overall Medium Enterprises Team within SME e.g. Sales Pipeline, Employee Productivity, Actual vs. target revenues by Unit, by RM etc.

•   Support maintaining the overall Micro/SME strategy document and keep it current at all times
•   Work on the SME Budgets and Business Plans as needed
•   Ensure portfolio gets a favorable rating from internal and external auditors
•   Achieve the annual targets

Qualification Required & Experience

•   Bachelor’s degree in Mathematics, Business Administration, Commerce, Marketing and related fields; MBA and accountancy/finance professional certificate will be an advantage.
•   At least 2 years of commercial banking experience with exposure in SME  lending/ Corporate Banking ;
•   Ability to develop business in a competitive market in a highly motivated manner.

Competencies Required (Skills & Abilities)

•   Demonstrable leadership abilities and strategic orientation;
•   Excellent communication, presentation and negotiation skills;
•   High sense of responsibility.

Location: Accra

How To Apply For The Job

Interested applicants should apply by e-mailing with their CVs and other career details to:-

hotjobs015@gmail.com

Closing Date: 15 February, 2016