Job Vacancy For Credit Manager



•   Reports To: General Manager
•   Location: Head Office, Accra

Job Purpose

•   Responsible for managing credit relationship function; growing an account portfolio of high volume clients;  and retaining relationships with targeted client groups in line with the company strategy, policies and procedures.

Key Responsibilities

•   Marketing of company products and services.
•   Business development.
•   Cost control management.
•   Strategy and policy implementation
•   Portfolio at Risk Management (PAR).
•   Monitoring & general administration
•   Compliance with policies and procedures (customer & staff)
•   Training & staff development
•   Performance monitoring & management
•   Leadership & team management
•   Client relationship management

Qualification Required & Experience

Competencies required for this Role

•   Exceptional oral and written communication skills with the ability to communicate clearly and persuasively, interpret documents, understand procedures, write reports and correspondence; speak clearly to third parties and employees;
•   Ability to consolidate and prepare credit and risk statutory reports ;
•   Ability to set, monitor, and assess achievements against performance targets and quality standards (portfolio quality, profitability, product performance, risk management);
•   Excellent organization, performance management, administration, and time management skills;

Knowledge, Skills, Qualifications and Experience

•   Ability to deal with complex problems involving multiple facets and variables in non-standardised situations;
•   Ability to handle difficult people and tense situations with diplomacy and tact;
•   Ability to organise and motivate others, who in many cases may be in a more senior position;
•   Strong team building skill and experience with the ability to enthuse, inspire, develop and motivate employees;
•   Ability to supervise, train and foster the development of a Team, providing feedback, support and encouragement;
•   Strong analytical, influencing, and negotiation skills;
•   Assertive and has initiative and personal drive; and
•   Intermediate skills in personal computer operation
•   Proficiency in Microfinance MIS skills.

Location: Accra

How To Apply For The Job

Interested applicants should apply by e-mailing their CVs and other career details to:-

newjobs39@yahoo.co.uk

Closing Date: 26 May, 2014