Our client is one of the committed financial services providers in the Ghanaian Banking industry. In order to maintain and consolidate its position, continues growth and delivery of quality services to its customers our clients is seeking outstanding, dynamic and proficient professionals to drive excellence in its, Risk, Corporate, Finance and Operations departments.

Title: Portfolio Risk Manager
Report to: Chief Risk Officer

Summary of Job Purpose

The Portfolio Risk Manager will provide comprehension portfolio analysis for both corporate and consumer lending Books; including top exposures, concentrations, non-performing Loan (NPL) and rating migrations. She/He will participate in committee meetings and offer constructive input on risks issues and contribute to the value creation initiatives and product engineering. He/She will champion the implementation of qualitative and quantitative models for forecasting, stress testing and scenario analysis including credit systems and deliver training to all stakeholders.

Key Duties

•   Analyze risk characteristics of portfolios and ensure consistent risk management across product lines
•   Supervise and evaluate portfolio credit exposure; interpret findings to senior management and make recommendation to enhance performance.
•   Ensure the preparation and timely submission of quarterly Risk Management Report to the Risk Management Committee
•   Support the implementation of third party vendor solution tools for credit including but not limited to Moody’s Risk Analyst, Moody’s Fermat and Experian
•   Expand research to incorporate macroeconomic and market data to enrich overall portfolio conditions and insight.
•   Engage with appropriate stakeholders to resolve or remediate data quality issues
•   Enforce the governance structure of risk management and ensure that your team complies with the Bank’s standards and regulatory guidelines set by the Bank of Ghana
•   Deliver on additional tasks/responsibilities from the CRO or his designate, as and when required.

Key Performance Measures

•   Financial
•   Customer
•   People
•   Governance, Risk & Control

Qualification Required & Experience

•   A minimum of first Degree in Finance/Banking/Mathematics /Actuarial Science/Statistics or its equivalent.
•   Minimum of 6 years in a risk management environment. Experience as a risk professional in a dynamic financial/banking institution is an added advantage.

SPECIFIC SKILLS

•   Good awareness of Banking products/services relevant in designing and implementing risk assessment
•   Good understanding of financial markets, interest rates and foreign exchange
•   Ability to motivate teams and remain committed to achieve business results
•   Excellent interpersonal skills, communication and negotiation skills
•   Ability to perform and understand financial calculations
•   Strong problem resolution skills
•   Ability to exercise own initiative and deliver to meet deadline
•   Expertise in Microsoft office tools (MS Word, Excel, Power Point, Access, Outlook)
•   Expertise in programming language such as SPSS and SAS is added advantage

CORPORATE/BUSINESS AWARENESS

•   The jobholder should be aware of the workings of multiple departments in the Bank to enable him/her plan and organise the work of others and will be required to formulate and adjust plans in order to assist in the realisation of both departmental and corporate goals
•   Awareness of the statutory legislations, banking compliance standards and the Bank’s internal processes
•   An excellent knowledge of risk standards, principles and procedures within the Bank’s and the banking industry

CORPORATE/BUSINESS AWARENESS

•   Jobholder is expected to build sustaining relationships with both internal and external stakeholders through a combination of effective interpersonal, relationship building and communication skills in order to achieve the goals of the Risk Department.
•   The jobholder is expected to be empathetic in providing sensitive and in some cases debatable information to both internal and external stakeholders which is of specialised nature.
•   Result-oriented and focused on the performance of duties irrespective of challenges encountered notably in a rapidly evolving risk and organisational culture.
•   Excellent leadership and influencing skills, particularly demonstrating outstanding ability to motivate teams to achieve business results
•   Passion for service excellence in the performance of duties assigned
•   Strong ability to work in multi-cultural environment, manage, develop and coach others
•   Strong communication and probing skills
•   Strong ability to assess and analyse business risks and provide strategic input
•   Strong organisational and administrative ability

SCOPE OF THINKING

•   Ability to thoroughly analyse, evaluate, assess impact and interpret various complex problems and applying complex facts after a comparison of a range of options.
•   Ability to accurately interpret risk findings and decide on suitability mitigation measures
•   Ability to diagnose and analyse issues, assess risks to the business and to take initiative towards the resolution of issues identified in a timely manner
•   Ability to produce innovative solutions to problems.

DEGREE OF DIFFICULTY

•   Role requires ability to assemble relevant data and subject same to in-depth evaluation and risk analysis in order to meet set objectives.
•   Ability to multi-task and maintain sustained concentration to solve complex problems.

AUTONOMY OF DECISION

•   Decisions made by the job holder will be guided by the Bank’s standards, policies as well as external regulatory standards
•   Recognises priorities and weighs up different options to determine potential risk and benefits, prior to making recommendations to the CRO
•   The jobholder can make independent decisions within his/her delegated area of authority.

CORPORATE/BUSINESS AWARENESS

•   Responsible for training, career development and coaching of others
•   Controls moderate resources assigned to the role

IMPACT OF INFLUENCE ON TARGET ACHIEVEMENT

•   The jobholder provides information and advisory to other functional areas of the Bank to achieve overall corporate objectives.

Location: Accra

How To Apply For The Job

Interested applicants should please apply by 29 May 2015 through:

E-mail:- hr@kpmg.com.gh

Or

Post -  HR Advisory Services

KPMG
Marlin House
13 Yiyiwa Drive
Abelenkpe
P.O. Box P 242
Accra

Closing Date: 29 May, 2015