Job Vacancy For Relationship Officer – SME

A reputable financial institution seeks to recruit for the position below: Relationship Officer - SME

Job Purpose:

•   To promote, sell, process, evaluate, monitor and recover loans to minimize non-performing loans.

Key Responsibilities:

•   Prospect for SME business
•   Appraise credit application and make recommendations within CFSL credit policies.
•   Ensure all applicants are advised on fate of applications within reasonable time
•   Manage risk / exposure for assigned portfolio
•   Authenticate documentation presented for all credit applications and ensure they meet the KYC requirements as required by CFSL credit policies
•   Inspect customer's security, home and workplace with illustrations to these destinations
•   Verify that securities are provided and forwarded for perfection
•   Ensure all loan documentations are duly filled and signed
•   Manage portfolio under him/her to ensure good performance
•   Recover overdue on any facility to maintain 5% PAR of Loan portfolio
•   Write call, weekly, monthly quarterly and annual reports to Manager
•   Any other duties that may be assigned to you


a. Technical competencies

•   Knowledge of SME credit appraisal and loan cycle
•   Ability to assess credit request and associated risk
•   Excellent skills in financial analysis
•   Ability to write quality credit report
•   Ability to effectively build and manage minimum loan portfolio of GH 1 million IT skills (MS Office)

b. Personal Competencies

•   Must have high integrity
•   Ability to cope with work, time and people pressure
•   Must be a self-starter
•   Team player
•   Ability to pay attention to detail

Qualification Required & Experience

•   HND/Degree
•   Minimum of two years related work experience

Location: Accra

How To Apply For The Job

Qualified and interested applicants should send their application and CV to:-

[email protected]

Closing Date: 11 December, 2015