{KPMG Ghana,Ghana,Full-Time,GH,N/A,N/A,30 May-2015};

Our client is one of the committed financial services providers in the Ghanaian Banking industry. In order to maintain and consolidate its position, continues growth and delivery of quality services to its customers our clients is seeking outstanding, dynamic and proficient professionals to drive excellence in its, Risk, Corporate, Finance and Operations departments.

Title: Governance, Risk & Control Manager
Report to: Chief Risk Officer

Summary of Job Purpose

•   The Bank seeks to have an integrated and comprehensive Governance, Risk and Compliance (GRC) framework that will encompass all relevant policies, procedures and controls to ensure consistency in the roll-out and implementation of GRC objectives. The Governance, Risk and Compliance (GRC) Manager, therefore, will establish the framework for satisfying governance requirements, and evaluate risk across the entire banking operations, information technology, finance and legal/regulatory matters.

•   She/he will be responsible for and contribute towards ensuring a risk management perspective in all governance initiatives and projects in the Bank and support a culture of compliance, risk mitigation and corporate accountability throughout the Bank.

Key Duties

•   Establish the framework for satisfying governance and compliance requirements and evaluate same across the entire business functions within the Bank.
•   Support the Chief Risk Officer in identifying, developing, implementing risk management framework including risk governance, controls and reporting,
•   Lead, design and drive comprehensive risk management training programs covering all aspects of regulatory compliance issues to sustain risk-culture awareness in the Bank.
•   Support the implementation of business process management tools and methodologies to enhance productivity /organizational performance; and minimize compliance breaches.
•   Provide advice regarding legislation, guidance and the regulatory risk management framework on all business operations bank-wide.
•   Identify and analyze existing controls; implement measures to improve governance and report matters of non-compliance to Executive Management.
•   Identify opportunities to build GRC programs into the daily operations in the Bank, and assist develop training manuals and procedures to support the programs.
•   Deliver on additional tasks/responsibilities from the CRO or his designate, as and when required.

Key Performance Measures

•   Financial
•   Customer
•   People
•   Governance, Risk And Control

Qualification Required & Experience

•   A minimum of first Degree or equivalent professional qualification. A Master’s Degree in Finance/Banking/Business Administration/Management will be an advantage.
•   Minimum of 8 years working experience in a risk management environment. Legal professional with experience in compliance in a dynamic financial/banking institution is an added advantage.

SPECIFIC SKILLS

•   In-depth understanding of the application of the Bank of Ghana Basel II prudential guidelines.
•   Sound knowledge of the regulatory requirements, policies and guidelines in Bank system infrastructure.
•   Detailed understanding of quantitative and qualitative risk assessment methodologies.
•   Ability to develop solutions to complex problems to mitigate all risks associated with compliance
•   Ability to build consensus, facilitate win-win outcomes and gain commitment to new ideas and a courses of action
•   Ability to prioritize work to handle competing demands, track and complete goals accurately and timely.
•   Ability to exercise own initiative and deliver to meet deadlines.
•   Ability to produce reports with in-depth analysis, interpretations and formulate conclusions and recommendations to drive debate.
•   Good understanding of Risk Governance, Credit Administration, Documentation and Collateral Management.

CORPORATE/BUSINESS AWARENESS

•   The jobholder should be aware of the workings of multiple departments in the Bank to enable him/her plan organise works of various complexity having the understanding of the objectives and processes of several large business units and will be required to formulate and adjust plans in order to assist in the realisation of both departmental and corporate goals
•   Awareness of the statutory legislations, banking compliance standards and the Bank’s internal processes
•   An excellent knowledge of risk standards, principles and procedures within the Bank’s and the banking industry

SOCIAL COMPETENCE

•   Jobholder is expected to build sustaining relationships with both internal and external stakeholders through a combination of effective interpersonal, relationship building and communication skills in order to achieve the goals of the Risk Department.
•   The jobholder is expected to be empathetic in providing sensitive and in some cases debatable information to both internal and external stakeholders which is of specialised nature.
•   Result-oriented and focused on the performance of duties irrespective of challenges encountered notably in a rapidly evolving risk and organisational culture.
•   Excellent leadership and influencing skills, particularly demonstrating outstanding ability to motivate teams to achieve business results
•   Passion for service excellence in the performance of duties assigned
•   Strong ability to work in multi-cultural environment, manage, develop and coach others
•   Strong communication and probing skills
•   Strong ability to assess and analyse business risks and provide strategic input
•   Strong organisational and administrative ability

SCOPE OF THINKING

•   Ability to thoroughly analyse, evaluate, assess impact and interpret highly complex problems and applying complex facts after a comparison of a range of options.
•   Ability to accurately interpret risk findings and decide on suitability mitigation measures
•   Ability to diagnose and analyse issues, assess risks to the business and to take initiative towards the resolution of issues identified in a timely manner
•   Ability to produce innovative solutions to problems.

DEGREE OF DIFFICULTY

•   Role requires ability to assemble relevant data and subject same to in-depth evaluation and risk analysis in order to meet set objectives.
•   Ability to multi-task and maintain sustained concentration to solve complex problems.

AUTONOMY OF DECISION

•   Decisions made by the job holder will be guided by the Bank’s standards, policies as well as external regulatory standards
•   Recognises priorities and weighs up different options to determine potential risk and benefits, prior to making recommendations to the CRO
•   The jobholder can make independent decisions within his/her delegated area of authority.

AREA OF INFLUENCE

•   Responsible for training, career development and coaching of others
•   Controls moderate resources assigned to the role

IMPACT OF INFLUENCE ON TARGET ACHIEVEMENT

•   The jobholder provides information and advisory to other functional areas of the Bank to achieve overall corporate objectives.

Location: Accra

How To Apply For The Job

Interested applicants should please apply by 29 May 2015 through:

E-mail:- hr@kpmg.com.gh

Or

Post –  HR Advisory Services

KPMG
Marlin House
13 Yiyiwa Drive
Abelenkpe
P.O. Box P 242
Accra

Closing Date: 29 May, 2015

{KPMG Ghana,Ghana,Full-Time,GH,N/A,N/A,30 May-2015};

Our client is one of the committed financial services providers in the Ghanaian Banking industry. In order to maintain and consolidate its position, continues growth and delivery of quality services to its customers our clients is seeking outstanding, dynamic and proficient professionals to drive excellence in its, Risk, Corporate, Finance and Operations departments.

Title: Portfolio Risk Manager
Report to: Chief Risk Officer

Summary of Job Purpose

The Portfolio Risk Manager will provide comprehension portfolio analysis for both corporate and consumer lending Books; including top exposures, concentrations, non-performing Loan (NPL) and rating migrations. She/He will participate in committee meetings and offer constructive input on risks issues and contribute to the value creation initiatives and product engineering. He/She will champion the implementation of qualitative and quantitative models for forecasting, stress testing and scenario analysis including credit systems and deliver training to all stakeholders.

Key Duties

•   Analyze risk characteristics of portfolios and ensure consistent risk management across product lines
•   Supervise and evaluate portfolio credit exposure; interpret findings to senior management and make recommendation to enhance performance.
•   Ensure the preparation and timely submission of quarterly Risk Management Report to the Risk Management Committee
•   Support the implementation of third party vendor solution tools for credit including but not limited to Moody’s Risk Analyst, Moody’s Fermat and Experian
•   Expand research to incorporate macroeconomic and market data to enrich overall portfolio conditions and insight.
•   Engage with appropriate stakeholders to resolve or remediate data quality issues
•   Enforce the governance structure of risk management and ensure that your team complies with the Bank’s standards and regulatory guidelines set by the Bank of Ghana
•   Deliver on additional tasks/responsibilities from the CRO or his designate, as and when required.

Key Performance Measures

•   Financial
•   Customer
•   People
•   Governance, Risk & Control

Qualification Required & Experience

•   A minimum of first Degree in Finance/Banking/Mathematics /Actuarial Science/Statistics or its equivalent.
•   Minimum of 6 years in a risk management environment. Experience as a risk professional in a dynamic financial/banking institution is an added advantage.

SPECIFIC SKILLS

•   Good awareness of Banking products/services relevant in designing and implementing risk assessment
•   Good understanding of financial markets, interest rates and foreign exchange
•   Ability to motivate teams and remain committed to achieve business results
•   Excellent interpersonal skills, communication and negotiation skills
•   Ability to perform and understand financial calculations
•   Strong problem resolution skills
•   Ability to exercise own initiative and deliver to meet deadline
•   Expertise in Microsoft office tools (MS Word, Excel, Power Point, Access, Outlook)
•   Expertise in programming language such as SPSS and SAS is added advantage

CORPORATE/BUSINESS AWARENESS

•   The jobholder should be aware of the workings of multiple departments in the Bank to enable him/her plan and organise the work of others and will be required to formulate and adjust plans in order to assist in the realisation of both departmental and corporate goals
•   Awareness of the statutory legislations, banking compliance standards and the Bank’s internal processes
•   An excellent knowledge of risk standards, principles and procedures within the Bank’s and the banking industry

CORPORATE/BUSINESS AWARENESS

•   Jobholder is expected to build sustaining relationships with both internal and external stakeholders through a combination of effective interpersonal, relationship building and communication skills in order to achieve the goals of the Risk Department.
•   The jobholder is expected to be empathetic in providing sensitive and in some cases debatable information to both internal and external stakeholders which is of specialised nature.
•   Result-oriented and focused on the performance of duties irrespective of challenges encountered notably in a rapidly evolving risk and organisational culture.
•   Excellent leadership and influencing skills, particularly demonstrating outstanding ability to motivate teams to achieve business results
•   Passion for service excellence in the performance of duties assigned
•   Strong ability to work in multi-cultural environment, manage, develop and coach others
•   Strong communication and probing skills
•   Strong ability to assess and analyse business risks and provide strategic input
•   Strong organisational and administrative ability

SCOPE OF THINKING

•   Ability to thoroughly analyse, evaluate, assess impact and interpret various complex problems and applying complex facts after a comparison of a range of options.
•   Ability to accurately interpret risk findings and decide on suitability mitigation measures
•   Ability to diagnose and analyse issues, assess risks to the business and to take initiative towards the resolution of issues identified in a timely manner
•   Ability to produce innovative solutions to problems.

DEGREE OF DIFFICULTY

•   Role requires ability to assemble relevant data and subject same to in-depth evaluation and risk analysis in order to meet set objectives.
•   Ability to multi-task and maintain sustained concentration to solve complex problems.

AUTONOMY OF DECISION

•   Decisions made by the job holder will be guided by the Bank’s standards, policies as well as external regulatory standards
•   Recognises priorities and weighs up different options to determine potential risk and benefits, prior to making recommendations to the CRO
•   The jobholder can make independent decisions within his/her delegated area of authority.

CORPORATE/BUSINESS AWARENESS

•   Responsible for training, career development and coaching of others
•   Controls moderate resources assigned to the role

IMPACT OF INFLUENCE ON TARGET ACHIEVEMENT

•   The jobholder provides information and advisory to other functional areas of the Bank to achieve overall corporate objectives.

Location: Accra

How To Apply For The Job

Interested applicants should please apply by 29 May 2015 through:

E-mail:- hr@kpmg.com.gh

Or

Post –  HR Advisory Services

KPMG
Marlin House
13 Yiyiwa Drive
Abelenkpe
P.O. Box P 242
Accra

Closing Date: 29 May, 2015

{KPMG Ghana,Ghana,Full-Time,GH,N/A,N/A,30 May-2015};

Our client is one of the committed financial services providers in the Ghanaian Banking industry. In order to maintain and consolidate its position, continues growth and delivery of quality services to its customers our clients is seeking outstanding, dynamic and proficient professionals to drive excellence in its, Risk, Corporate, Finance and Operations departments.

Title: Head of Credit Administration
Report to: Head of Corporate Credit Risk

Summary of Job Purpose

Is responsible for the management and monitoring of offered loans. Manages and checks the quality and profitability of the loan portfolio.

Key Duties

•   Establishes, implements, and manages administrative and review systems and procedures to protect the quality and profitability of the loan portfolio.
•   Identifies potential problems relating to the creditworthiness of clients.
•   Ensures compliance with directives when granting loans, and ensures the correctness of documentation on collateral.
•   Manages the adequacy and completeness of prepared loan documentation.
•   When assisting credit administrators, works on solving and minimising possible losses.
•   Manages credit limits for various categories of clients.
•   Monitors all commercial loans and bank guarantees granted.
•   Is responsible for monitoring payment of loan receivables by clients and informs the relevant bank officials.
•   Monitors receivables both written off and assigned.
•   Is responsible for compliance with agreed payment terms and properly filing client correspondence.
•   Communicates with clients on issues relating to extending loans and credits.
•   Develops strategies for identifying signs of weaknesses in customers payment behaviour
•   Monitors classified and non-performing loans.
•   Monitors the process of obtaining collateral from clients in co-operation with the legal department.
•   Ensures that the calculation of reserves and provisions comply Bank of Ghana regulations
•   Prepares statements from the loan receivables database, prepares information and analyses on loan receivables.
•   Works with financial institutions and the correspondent bank department to prepare supporting material on the bank’s financial position in the loan portfolio area.
•   Is responsible for overseeing compliance with agreed payment terms and properly filing client correspondence.
•   Communicates with clients on issues relating to extending loans and credits.
•   Deliver on additional tasks/responsibilities from the CRO or his designate as and when required.

Key Performance Measures

•   Financial
•   Customer
•   People
•   Governance, Risk And Control

Qualification Required & Experience

•   A minimum of first Degree in Finance/Banking/Business Administration/Management.
•   Minimum of 5 working experience in a risk management environment. A strong track record in management and experience credit risk skills in a dynamic financial/banking institution is an added advantage.

SPECIFIC SKILLS

•   In-depth understanding of the application of the Bank of Ghana Basel II prudential guidelines.
•   Expertise in reviewing Loan Agreements and strong leadership skills in negotiating with business units and back office.
•   Ability to motivate teams and remain committed to achieve business results
•   Expertise in Microsoft office tools(MS Word, Excel, Power Point, Project, Outlook)
•   Excellent interpersonal skills, including oral/written communication and influencing skills
•   Ability to exercise own initiative and deliver to meet deadlines.

CORPORATE/BUSINESS AWARENESS

•   The job holder should be aware of the workings of multiple departments in The Bank to enable him/her plan and organise his/her own work over a defined period of time.
•   An excellent knowledge of risk standards, principles and procedures
•   Awareness of the statutory legislations, banking compliance standards, risk management, The Bank’s internal processes and their impact on planning, originating and managing risk processes.

SOCIAL COMPETENCE

•   Jobholder is expected to build sustaining relationships with both internal and external stakeholders through a combination of effective interpersonal, relationship building and communication skills in order to achieve goals of the Risk Department.
•   The jobholder is expected to be empathetic in providing sensitive and in some cases debatable information and this may include face-to-face communication.
•   Result-oriented and focused in the performance of duties irrespective of challenges encountered notably in a change management and rapidly evolving organisational culture.
•   Excellent networking skills.
•   Proven ability to analyse and solve complex problems.
•   Ability to work in multi-cultural environment, manage and develop others using persuasive arguments.
•   Excellent negotiation skills.
•   Strong organisational and administrative skills.

SCOPE OF THINKING

•   Ability to thoroughly analyse, evaluate, assess impact and interpret various problems and applying sets of rules, standards and methods to arrive at an appropriate solution.

DEGREE OF DIFFICULTY

•   Ability to spend sustained concentration to solve problems as a result of unpredictable events, work patterns, interruptions in meeting deadlines.
•   Role requires ability to assemble relevant data and subject same to in-depth evaluation and risk analysis in order to meet the audit objective with minimum margin of errors.

AUTONOMY OF DECISION

•   Decisions made by the job holder will be guided by clearly defined standards, policies and procedures as the job holder’s work is managed rather than supervised

AREA OF INFLUENCE

•   Expected to work within functional areas of authority
•   Responsible for training, career development and coaching of others

IMPACT OF INFLUENCE ON TARGET ACHIEVEMENT

The role provides information and advisory support that directly and indirectly influences the achievement of targets of other functional units

Location: Accra

How To Apply For The Job

Interested applicants should please apply by 29 May 2015 through:

E-mail:- hr@kpmg.com.gh

Or

Post –  HR Advisory Services

KPMG
Marlin House
13 Yiyiwa Drive
Abelenkpe
P.O. Box P 242
Accra

Closing Date: 29 May, 2015

 

{KPMG Ghana,Ghana,Full-Time,GH,N/A,N/A,30 May-2015};

Our client is one of the committed financial services providers in the Ghanaian Banking industry. In order to maintain and consolidate its position, continues growth and delivery of quality services to its customers our clients is seeking outstanding, dynamic and proficient professionals to drive excellence in its, Risk, Corporate, Finance and Operations departments.

Summary of Job Purpose

A highly qualified and experienced Credit Risk Professional is needed to oversee all consumer credit risk related functions including but not limited to evaluation of credit proposals (approving/declining) and effective monitoring of the bank’s portfolio. He/She will be responsible for administering the effectiveness credit appraisal process of consumer loans and also champion credit policy formulation, monitoring and reporting in compliance with the banks credit policy and procedures.

Key Duties

•   Manage all consumer credit risk functions, and oversee the effective monitoring and control of the portfolios, compliant with the Bank’s credit policy.
•   Develop appropriate Consumer Credit strategy, and review credit policies and procedures, compliant with BOG regulations.
•   Evaluate the performance of the customer through analysis of financial statements, business, economic and industry trends.
•   Responsible for the early detection and reporting of high risk accounts to minimise potential losses
•   Collaborate with internal and external stakeholders to optimise financial returns for the Bank including both collection and recovery team
•   Identify and report fraudulent applications.
•   Enforce the governance structure of risk management and ensure that your team complies with the Bank’s standards and regulatory guidelines set by the Bank of Ghana
•   Manage the Experian credit infrastructural system
•   Deliver on additional assigned tasks/responsibilities from the CRO or his designate; as and when required.

Key Performance Measures

•   Financial
•   Customer
•   People
•   Governance, Risk And Control

Qualification Required & Experience

•   A minimum of first Degree in Finance/Banking/Business Administration
•   Minimum of 6 years working experience in a risk management environment. A strong track record in management and experience credit risk skills in a dynamic financial/banking institution is an added advantage.

SPECIFIC SKILLS

•   In-depth understanding of the application of the Bank of Ghana Basel II prudential guidelines.
•   Expertise in reviewing Loan Agreements and strong leadership skills in negotiating with business units and back office.
•   Ability to motivate teams and remain committed to achieve business results
•   Expertise in Microsoft office tools(MS Word, Excel, Power Point, Project, Outlook)
•   Excellent interpersonal skills, including oral/written communication and influencing skills
•   Ability to exercise own initiative and deliver to meet deadlines.

CORPORATE/BUSINESS AWARENESS

•   The jobholder should be aware of the workings of multiple departments in the Bank to enable him/her plan and organise the work of others and will be required to formulate and adjust plans in order to assist in the realisation of both departmental and corporate goals
•   Awareness of the statutory legislations, banking compliance standards and the Bank internal processes
•   An excellent knowledge of risk standards, principles and procedures within the Bank and the banking industry

CORPORATE/BUSINESS AWARENESS

•   Jobholder is expected to build sustaining relationships with both internal and external stakeholders through a combination of effective interpersonal, relationship building and communication skills in order to achieve the goals of the Risk Department.
•   The jobholder is expected to be empathetic in providing sensitive and in some cases debatable information to both internal and external stakeholders which is of specialised nature.
•   Result-oriented and focused on the performance of duties irrespective of challenges encountered notably in a rapidly evolving risk and organisational culture.
•   Excellent leadership and influencing skills, particularly demonstrating outstanding ability to motivate teams to achieve business results
•   Passion for service excellence in the performance of duties assigned
•   Strong ability to work in multi-cultural environment, manage, develop and coach others
•   Strong communication and probing skills
•   Strong ability to assess and analyse business risks and provide strategic input
•   Strong organisational and administrative ability

SCOPE OF THINKING

•   Ability to thoroughly analyse, evaluate, assess impact and interpret various complex problems and applying complex facts after a comparison of a range of options.
•   Ability to accurately interpret risk findings and decide on suitability mitigation measures
•   Ability to diagnose and analyse issues, assess risks to the business and to take initiative towards the resolution of issues identified in a timely manner
•   Ability to produce innovative solutions to problems.

DEGREE OF DIFFICULTY

•   Role requires ability to assemble relevant data and subject same to in-depth evaluation and risk analysis in order to meet set objectives.
•   Ability to multi-task and maintain sustained concentration to solve complex problems.

AUTONOMY OF DECISION

•   Decisions made by the job holder will be guided by the Bank’s standards, policies as well as external regulatory standards
•   Recognises priorities and weighs up different options to determine potential risk and benefits, prior to making recommendations to the CRO
•   The jobholder can make independent decisions within his/her delegated area of authority.

CORPORATE/BUSINESS AWARENESS

•   Responsible for training, career development and coaching of others
•   Controls moderate resources assigned to the role

IMPACT OF INFLUENCE ON TARGET ACHIEVEMENT

•   The jobholder provides information and advisory to other functional areas of the Bank to achieve overall corporate objectives.

Location: Accra

How To Apply For The Job

Interested applicants should please apply by 29 May 2015 through:

E-mail:- hr@kpmg.com.gh

Or

Post –  HR Advisory Services

KPMG
Marlin House
13 Yiyiwa Drive
Abelenkpe
P.O. Box P 242
Accra

Closing Date: 29 May, 2015

{KPMG Ghana,Ghana,Full-Time,GH,N/A,N/A,30 May-2015};

Our client is one of the committed financial services providers in the Ghanaian Banking industry. In order to maintain and consolidate its position, continues growth and delivery of quality services to its customers our clients is seeking outstanding, dynamic and proficient professionals to drive excellence in its, Risk, Corporate, Finance and Operations departments.

Title: Fraud Analyst
Report to: Fraud Manager

Summary of Job Purpose
The Fraud Analyst will assist in undertaking investigations into allegations of corruption, fraud, misconduct or suspicions transactions within the Bank.

Key Duties

•   Support Fraud strategies, policies, models and systems to improve fraud identification and detection
•   Proactively manage potentially fraud related information in order to minimise risk exposure associated with fraud losses
•   Collate relevant information in the course of investigation to supports fraud cases
•   Work with stakeholders across Business units to effective control Fraud within the Bank
•   Monitor the implementation of recommendations to prevent re-occurrence of Frauds.

Key Performance Measures

•   Financial
•   Customer
•   People
•   Governance, Risk and Control

Qualification Required & Experience

•   A minimum of first degree in any quantitative field
•   Minimum of 2 years’ working experience in a related environment.

SPECIFIC SKILLS

•   Strong analytical, problem-solving skills with a high degree of confidence
•   Highly meticulous with demonstrated communication skills to tactfully question irregularities
•   Strong documentation skills with the ability to work discreetly with confidential information
•   Significant experience with infrastructure design in support of application and/or infrastructure needs
•   Able to quickly learn new software systems
•   Proficient in the use of SQL, Oracle, MS Excel, MS Word, Outlook

CORPORATE/BUSINESS AWARENESS

•   Knowledge of quantitative analysis is critical as the job entails analysis of data and therefore requires planning and organization of own work with minimum supervision.
•   A sound commercial knowledge of the business environment, and understanding of financial issues.
•   Awareness of the statutory legislations, banking compliance standards, risk management, Bank’s internal processes.

SOCIAL COMPETENCE

•   Excellent team player and have the ability to communicate with work colleagues effectively
•   Ability to analyse and resolve problems.
•   Excellent interpersonal skills
•   Strong organisational ability is essential.

SCOPE OF THINKING

•   Role requires thorough investigation into fraud related activities within the Bank to ensure with the goal to curb such activities and identify all culprits.

DEGREE OF DIFFICULTY

•   The job holder will be working in an unpredictable environment requiring the uncovering of substantial evidence.
•   The job will require the ability to respond to changing work patterns, interruptions and meeting timelines.

AUTONOMY OF DECISION

•   Decision making is based on established procedures and following simple instructions to execute or perform routine tasks.

AREA OF INFLUENCE

•   Role is limited to area of work with no direct or indirect responsibility over any resource

IMPACT OF INFLUENCE ON TARGET ACHIEVEMENT

•   The role provides supporting information both directly and indirectly to the achievement of targets of others

Location: Accra

How To Apply For The Job

Interested applicants should please apply by 29 May 2015 through:

E-mail:- hr@kpmg.com.gh

Or

Post –  HR Advisory Services

KPMG
Marlin House
13 Yiyiwa Drive
Abelenkpe
P.O. Box P 242
Accra

Closing Date: 29 May, 2015

{KPMG Ghana,Ghana,Full-Time,GH,N/A,N/A,30 May-2015};

Our client is one of the committed financial services providers in the Ghanaian Banking industry. In order to maintain and consolidate its position, continues growth and delivery of quality services to its customers our clients is seeking outstanding, dynamic and proficient professionals to drive excellence in its, Risk, Corporate, Finance and Operations departments.

Title: Credit Analyst
Report to: Corporate Credit Officer

Summary of Job Purpose

The role holder will provide comprehension risk assessment and analysis supporting corporate lending. He/she will be responsible for data capture in risk models and systems for an initial credit evaluation and assessment.

Key Duties

•   Prepares and assists in preparing analyses and credit assessments, as well as reports for loan committees.
•   Participates in portfolio analyses, financial monitoring, industrial and sector analyses.
•   Approves credit within prescribed credit limits.
•   Performs statistical analyses to assess customer and portfolio performance
•   Checks draft documentation according to requirements specified by bank regulations for the provision of loans and bank guarantees.
•   Performs financial analyses and then evaluates the creditworthiness of clients (cash flow, cost analyses, and solvency analyses).
•   Makes recommendations to management based on detailed analysis.
•   Prepare reports that include the degree of risk involved in extending credit or lending money.
•   Evaluate customer records and recommend payment plans based on earnings, cash flows and purchasing activities.
•   Generate financial ratios, using computer programs, to evaluate customers’ financial status.
•   Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
•   Deliver on additional tasks/responsibilities from the CRO or his designate as and when required.

Key Performance Measures

•   Financial
•   Customer
•   People
•   Governance, Risk And Control

Qualification Required & Experience

•   A minimum of first Degree in Finance/Banking/Business Administration
•   Minimum of two (2) years’ working experience in a risk management environment.
•   A strong track record in management and experience credit risk skills in a dynamic financial/banking institution is an added advantage.

SPECIFIC SKILLS

•   In-depth understanding of the application of the Bank of Ghana Basel II prudential guidelines.
•   Expertise in reviewing Loan Agreements and strong leadership skills in negotiating with business units and back office.
•   Ability to motivate teams and remain committed to achieve business results
•   Expertise in Microsoft office tools(MS Word, Excel, Power Point, Project, Outlook)
•   Excellent interpersonal skills, including oral/written communication and influencing skills
•   Ability to exercise own initiative and deliver to meet deadlines.

CORPORATE/BUSINESS AWARENESS

•   Knowledge of quantitative analysis is critical as the job entails massive analysis of data and therefore requires planning and organization of own work with minimum supervision.
•   A sound commercial knowledge of the business environment, and understanding of financial issues.
•   A good understanding of global banking business, trends and opportunities
•   Awareness of the statutory legislations, banking compliance standards, credit risk management, the Bank’s internal processes and their impact on analyzing departmental trends, performance and strategies.
Excellent team player and have the ability to communicate with work colleages effectively
•   Ability to analyse and resolve problems.
•   Excellent interpersonal skills
•   Passion for service excellence in the performance of duties assigned.
•   Strong organisational ability is essential.

SCOPE OF THINKING

•   Role requires modification of known solutions involving some situational analysis of facts within defined limits however, it may occasionally demand extensive research and analyses to arrive at reasonable solutions.

DEGREE OF DIFFICULTY

•   The job holder will be working in a predictable environment requiring the application of approved solutions
•   The job will require the ability to respond to changing work patterns, interruptions and meeting timelines.

AUTONOMY OF DECISION

•   Decision making is based on established procedures and following simple instructions to execute or perform routine tasks.

AREA OF INFLUENCE

•   Role is limited to area of work with no direct or indirect responsibility over any resource

Location: Accra

How To Apply For The Job

Interested applicants should please apply by 29 May 2015 through:

E-mail:- hr@kpmg.com.gh

Or

Post –  HR Advisory Services

KPMG
Marlin House
13 Yiyiwa Drive
Abelenkpe
P.O. Box P 242
Accra

Closing Date: 29 May, 2015

{KPMG Ghana,Ghana,Full-Time,GH,N/A,N/A,30 May-2015};

Our client is one of the committed financial services providers in the Ghanaian Banking industry. In order to maintain and consolidate its position, continues growth and delivery of quality services to its customers our clients is seeking outstanding, dynamic and proficient professionals to drive excellence in its, Risk, Corporate, Finance and Operations departments.

Title: Operation Risk Manager
Report to: The Operational Risk

Summary of Job Purpose

The Operational Risk Manager (ORM) will work with the business units to identify; manage and mitigate areas of risk which might arise from inadequate or failed internal processes, people and systems, or from external events. He/She will lead the implementation of operational risk strategy and will thus promote best practices in operational risk culture in the Bank. You will serve as an internal risk consultant responsible for the continual refinement and implementation of operational risk management framework (ORMF).

Key Duties

•   Define, plan, develop and implement a framework, policies and procedures for the management of operational risk across a wide range of activities in the Bank, to reduce operational risk and improve organizational performance.
•   Advise management in setting an operational risk appetite through the provision of regular reports; assessments and monitoring of corrective actions to ensure compliance to risk strategy.
•   Identify, manage, strengthen and alert management on all key inherent risks and assist in designing effective controls to mitigate such risks.
•   Update and maintain all operational risk management systems, models, procedures and tools
•   Responsible for operational risk measurement and capital charge requirements
•   Evaluate the effectiveness of operational risk management to ascertain that legal obligations are met.

Key Performance Measures

•   Financial
•   Customer
•   People
•   Governance, Risk & Control

Qualification Required & Experience

•   A minimum of first Degree in Finance/Banking/Business Administration/Management.
•   Minimum of 5 years working experience particularly in delivering operational risk within a financial service environment.

SPECIFIC SKILLS

•   Strong technical knowledge in evaluation, development and implementation of operational risks strategies.
•   Detailed understanding of quantitative and qualitative risk assessment methodologies.
•   In-depth understanding of the application of Basel II prudential guidelines
•   Able to manage, coach and develop others in multi-cultural environment
•   Outstanding team player, capable of building effective relationships across functional units with engaging personality.
•   Ability to develop and track key risk indicators in a Banking environment, and translate operational processes into control requirements
•   Ability to motivate teams and remain committed to achieve business results
•   Must be able to develop disaster recovery and business continuity plans commensurate with the size and complexity of the Bank’s operations.
•   Sound knowledge of the regulatory requirements, policies and guidelines in bank system infrastructure
•   Expertise in Microsoft office tools(MS Word, Excel, Power Point, Project, Outlook)

CORPORATE/BUSINESS AWARENESS

•   The jobholder should be aware of the workings of multiple departments in the Bank to enable him/her plan organise works of various complexity having the understanding of the objectives and processes of several large business units and will be required to formulate and adjust plans in order to assist in the realisation of both departmental and corporate goals
•   Awareness of the statutory legislations, banking compliance standards and the Bank’s internal processes
•   An excellent knowledge of risk standards, principles and procedures within the Bank’s and the banking industry

CORPORATE/BUSINESS AWARENESS

•   Jobholder is expected to build sustaining relationships with both internal and external stakeholders through a combination of effective interpersonal, relationship building and communication skills in order to achieve the goals of the Risk Department.
•   The jobholder is expected to be empathetic in providing sensitive and in some cases debatable information to both internal and external stakeholders which is of specialised nature.
•   Result-oriented and focused on the performance of duties irrespective of challenges encountered notably in a rapidly evolving risk and organisational culture.
•   Excellent leadership and influencing skills, particularly demonstrating outstanding ability to motivate teams to achieve business results
•   Passion for service excellence in the performance of duties assigned
•   Strong ability to work in multi-cultural environment, manage, develop and coach others
•   Strong communication and probing skills
•   Strong ability to assess and analyse business risks

SCOPE OF THINKING

•   Ability to thoroughly analyse, evaluate, assess impact and interpret highly complex problems and applying complex facts after a comparison of a range of options.
•   Ability to accurately interpret risk findings and decide on suitability mitigation measures
•   Ability to diagnose and analyse issues, assess risks to the business and to take initiative towards the resolution of issues identified in a timely manner
•   Ability to produce innovative solutions to problems.

DEGREE OF DIFFICULTY

•   Role requires ability to assemble relevant data and subject same to in-depth evaluation and risk analysis in order to meet set objectives.
•   Ability to multi-task and maintain sustained concentration to solve complex problems.

AUTONOMY OF DECISION

•   Decisions made by the job holder will be guided by the Bank’s standards, policies as well as external regulatory standards
•   Recognises priorities and weighs up different options to determine potential risk and benefits, prior to making recommendations to the CRO
•   The jobholder can make independent decisions within his/her delegated area of authority.

CORPORATE/BUSINESS AWARENESS

•   Responsible for training, career development and coaching of others
•   Controls moderate resources assigned to the role

IMPACT OF INFLUENCE ON TARGET ACHIEVEMENT

•   The jobholder provides information and advisory to other functional areas of the Bank to achieve overall corporate objectives.

Location: Accra

How To Apply For The Job

Interested applicants should please apply by 29 May 2015 through:

E-mail:- hr@kpmg.com.gh

Or

Post –  HR Advisory Services

KPMG
Marlin House
13 Yiyiwa Drive
Abelenkpe
P.O. Box P 242
Accra

Closing Date: 29 May, 2015

{KPMG Ghana,Ghana,Full-Time,GH,N/A,N/A,30 May-2015};

Our client is one of the committed financial services providers in the Ghanaian Banking industry. In order to maintain and consolidate its position, continues growth and delivery of quality services to its customers our clients is seeking outstanding, dynamic and proficient professionals to drive excellence in its, Risk, Corporate, Finance and Operations departments.

Title: Head, Operational Risk
Report to: The Chief Risk Officer

Summary of Job Purpose

The Operations Risk Manager (ORM) will work with the business units to identify; manage and mitigate areas of risk which might arise from inadequate or failed internal processes, people and systems, or from external events. He/She will lead the implementation of operational risk strategy and will thus promote best practices in operational risk culture in the Bank. You will serve as an internal risk consultant responsible for the continual refinement and implementation of operational risk management framework (ORMF).

Key Duties

•   Define, plan, develop and implement a framework, policies and procedures for the management of operational risk across a wide range of activities in the Bank, to reduce operational risk and improve organizational performance.
•   Advise management in setting an operational risk appetite through the provision of regular reports; assessments and monitoring of corrective actions to ensure compliance to risk strategy.
•   Identify, manage, strengthen and alert management on all key inherent risks and assist in designing effective controls to mitigate such risks.
•   Update and maintain all operational risk management systems, models, procedures and tools
•   Responsible for operational risk measurement and capital charge requirements
•   Evaluate the effectiveness of operational risk management to ascertain that legal obligations are met.
•   Deliver on additional tasks/responsibilities from the CRO or his designate, as and when required.

Qualification Required & Experience

•   Must have a first degree in Finance/Banking/Business Administration with a minimum of eight (8) years working experience in a risk management environment.

Key Performance Measures

•   Financial
•   Customer
•   People
•   Governance, Risk & Control

SPECIFIC SKILLS

•   Strong technical knowledge in evaluation, development and implementation of operational risks strategies.
•   Detailed understanding of quantitative and qualitative risk assessment methodologies.
•   In-depth understanding of the application of Basel II prudential guidelines
•   Able to manage, coach and develop others in multi-cultural environment
•   Outstanding team player, capable of building effective relationships across functional units with engaging personality.
•   Ability to develop and track key risk indicators in a Banking environment, and translate operational processes into control requirements
•   Ability to motivate teams and remain committed to achieve business results
•   Must be able to develop disaster recovery and business continuity plans commensurate with the size and complexity of the Bank’s operations.
•   Sound knowledge of the regulatory requirements, policies and guidelines in bank system infrastructure
•   Expertise in Microsoft office tools(MS Word, Excel, Power Point, Project, Outlook)

CORPORATE/BUSINESS AWARENESS

•   The job holder should be aware of the workings of multiple departments in the Bank to enable him/her plan and organise his/her own work over a defined period of time.
•   An excellent knowledge of risk standards, principles and procedures
•   Awareness of the statutory legislations, banking compliance standards, risk management, the Bank’s internal processes and their impact on planning, originating and managing risk processes.

AUTONOMY OF DECISION

•   Decisions made by the job holder will be guided by clearly defined standards, policies and procedures as the job holder’s work is managed rather than supervised

AREA OF INFLUENCE

•   Expected to work within functional areas of authority
•   Responsible for training, career development and coaching of others

IMPACT OF INFLUENCE ON TARGET ACHIEVEMENT

The role provides information and advisory support that directly and indirectly influences the achievement of targets of other functional units

Location: Accra

How To Apply For The Job

Interested applicants should please apply by 29 May 2015 through:

E-mail:- hr@kpmg.com.gh

Or

Post –  HR Advisory Services

KPMG
Marlin House
13 Yiyiwa Drive
Abelenkpe
P.O. Box P 242
Accra

Closing Date: 29 May, 2015

{Bosomtwe Rural Bank Limited,Ghana,Full-Time,GH,N/A,N/A,30 May-2015};

The Bosomtwe Rural Bank Limited invites application from suitably qualified Ghanaians who are goal-oriented, results-driven with good leadership qualities and enthusiasm for appointment.

Object of the position:
To provide technical and operational leadership and direction for the achievement of the corporate objectives of Bosomtwe Rural Bank Limited.

Duties and Responsibilities:

•   Provide strategic leadership and guidance for the effective and efficient management of the bank
•   Set priorities, define assignments and motivate other staff to shared goals
•   Supervise agencies and head office operations to achieve stated objectives
•   Prepare and review budgets and assist in the review of the bank’s Corporate Plans
•   Manage the Bank’s treasury and investments profitably
•   Monitor the Bank’s general operations, products, competitors, strategies, costs and other risk areas of operations and submit monthly reports to the Board for decision making
•   Supervise timely preparation and submission of prudential and other statutory returns/reports to stakeholders
•   Oversee the activities of the bank’s credit portfolio to ensure efficient credit management
Ensure the effective management of the Bank’s IT infrastructure and safeguard its electronic data or information system.
Ensure the judicious use and proper management of the Bank’s Assets
To execute any other duties that may be assigned by the board from time to timeAny other duties that may be assigned by the Board from time to time

Remuneration: Very    attractive    package    with    fringe benefits

Qualification Required & Experience

•   Bachelor’s Degree in Business Administration, Economics, Commerce or related field of study with at least ten (10) years working experience in Banking institution of which five (5) years should be in a managerial position
•   Master’s Degree in Business Administration, Commerce, Economics or a related field of study; Or a holder of a final certificate from an accredited
•   professional body (eg. ACIB, ACCA, CIMA, ICAG etc.) A candidate under this category must have five 5 years working experience in a Banking Institution of which three  (3) years should be on a Managerial position
•   Satisfactory working experience in the Rural Banking environment would be of distinct advantage

Location: Kuntanase

How To Apply For The Job

Applications with supporting documents including photocopies of certificates, Curriculum Vitae, telephone numbers, e-mail addresses and postal addresses of three (3) referees should be forwarded to the following address not later than 15th June, 2015.

The Ag, HR/Admin Manager
Bosomtwe Rural Bank Ltd
P. O. Box 13
Kuntanase-Ashanti

Closing Date: 12 June, 2015

NB:only shortlisted applicants will be contacted

{African Development Bank,Ghana,Full-Time,GH,N/A,N/A,30 May-2015};

Objectives

•   Identifying the source of all credits received in the accounts.
•   Ensuring that all debits are identified as authorized payments initiated by the bank.
•   Reconciling all entries in the assigned current accounts and posting entries for loan repayment and call transactions.
•   Maintaining the Bank Group’s cash book for assigned account(s) in order to ensure accuracy of balances.
•   Ensuring that surplus funds are invested and in case of pending obligations, funds are requested from maturing investments.
•   Ensuring that balances are maintained at a minimum to enhance the income generating capacity of the Bank’s funds.
•   Monitoring correspondent banks operations to reduce the incidence of delays and errors and also to ensure that terms and conditions applicable to the accounts are respected.

Duties and responsibilities

Under the supervision of the Division Manager, FTRY.2, the incumbent will carry out the following functions:

•   Process the opening of current accounts upon the approval of Treasurer and Identify accounts that are dormant and make recommendations to supervisor on the closure of the accounts
•   Manage and reconcile bank Accounts
•   Monitor the Summit Cash flow for the Bank Group portfolios
•   Sorting out, classifying and filing of 50 plus bank accounts statements, confirmations and advises received by mail and facsimile from correspondent banks.
•   Prepare monthly activity report of all transactions processed in the section e.g. total transactions recorded, transfers to replenish accounts, tracer messages sent, and available liquidity sent for investment
•   Send Swift copies of credit advices by e-mail to departments and divisions concerned upon receipt of funds in respect of their portfolios.
•   Reconcile all payments made with the Bank’s corporate card during missions with the Financial Control Department (FFCO).
•   Provide bank details to staff for reimbursement of loans, mission advances or others.  Monitor the inflow of these funds to ensure that necessary accounting entries are posted upon receipt.
•   Maintain and update the Master list of all accounts held by the Bank Group including details of bank name, address, account number, GL number, and contact person.  Ensure that this list is updated whenever accounts are closed or opened.
•   Prepare yearly report of opened and closed accounts for use by Treasury (FTRY) management and External Auditors.

Qualification Required & Experience

Including desirable skills, knowledge and experience

•   At least a Bachelor degree or equivalent in Finance, Business Administration, Banking or related field.
•   Minimum of four (4) years relevant professional experience.
•   Strong analytical skills and an eye for detail.
•   Thorough familiarity with the full range of the Bank’s financial products and procedures.
•   High level skills in communication and documentation;
•   Excellent written and verbal communication skills in English and/or French, with a working knowledge of the other language. Excellent customer service.
•   Competence in the use of Bank standard software (Word, Excel, Access and PowerPoint) and the ability to use SUMMIT, SAP and GTMatch.

Location: Ghana

How To Apply For The Job

Interested and qualified candidates should click below.

Click Here To Apply Online

Closing Date: 01 June, 2015

Only applicants who fully meet the Bank’s requirements and are being considered for interview will be contacted. Applicants will only be considered if they submit an online application, and attach a comprehensive Curriculum Vitae (CV). The African Development Bank is an equal opportunities employer and female candidates are strongly encouraged to apply