{Jomoro Rural Bank Limited,Western Region,Full-Time, GH,N/A, N/A,29 Oct-2013};

Jomoro Rural Bank Ltd is seeking suitably qualified persons for appointment to the following position:- Micro Finance Field Officer

Job Summary

•   Help in the formation of groups in the communities
•   Identify viable areas for operation
•   Responsible for the monitoring and recovery of loans
•   Aid in the sustainability of the CSWE programme in the communities.

Qualification Required & Experience

•   DBS/HND in Marketing or Accountancy
•   Certificate/Diploma in Agriculture
•   Good knowledge and experience in Microfinance (CSWE Methodology)
•   Minimum of 2 years experience as Microfinance Field Officer
•   Good knowledge in General Credit Administration
•   Computer literate (Knowledge in T.24 application is a plus)
•   Good oral and written communication skills in English, Twi and Nzema
•   Ability to ride a motorbike
•   Must possess a valid driving licence
•   Must not be more than 35 years.

Location: Western Region

How To Apply For The Job

Interested and qualified persons should submit applications with Curriculum Vitae and certified copies of certificates to:

The General Manager
Jomoro Rural Bank LTD
P.O. BOX 21
Tikobo NO.1
Western Region

OR email:-

jomororuralbank@yahoo.com

Closing Date: 10 October, 2013

{Jomoro Rural Bank Limited,Western Region,Full-Time, GH,N/A, N/A,29 Oct-2013};

Jomoro Rural Bank Ltd is seeking suitably qualified persons for appointment to the following position:- Operations Manager

Duties/Responsibilities

Effective supervision and coordination of all the operations of the Bank, including the passing of all entries and the maintenance of all necessary books of accounts

•   Preparation and submission of BOG Prudential returns
•   Preparation of Inter-bank and inter-agency reconciliation statements
•   Assist in the preparation and review of budgets, budgetary control reports and corporate plans
•   Maintenance of all registers (e.g. asset, investment and other subsidiary registers) of the Bank
•   Any other duties that the Board or the General Manager may assign from time to time.

Qualification Required & Experience

•   Bachelor’s degree in Banking and Finance/Accounting or any other related course, and/or equivalent professional qualification e.g. CA. ACCA, CIB
•   Minimum of 7 years of proven banking experience of which part should have been at a supervisory level
•   Must be a team player and be prepared to work under pressure and with very little or no supervision
•   Must be computer literate. Knowledge in T24 software shall be an added advantage
•   Must be conversant with Bank of Ghana prudential requirements
•   Must have knowledge in Head Office and branch banking
•   Must not be more than 45 years
•   Good oral and written communication skills
•   Must possess leadership qualities.

Location: Western Region

How To Apply For The Job

Interested and qualified persons should submit applications with Curriculum Vitae and certified copies of certificates to:

The General Manager
Jomoro Rural Bank LTD
P.O. BOX 21
Tikobo NO.1
Western Region

OR email:-

jomororuralbank@yahoo.com

Closing Date: 10 October, 2013

{African Development Bank,Accra,Full-Time, GH,N/A, N/A,29 Oct-2013};

Objectives

The main objective of the Governance Division (OSGE.1) within the Governance Department is to assist Regional Member Countries (RMCs) to reform and develop their economies by promoting effective public sector governance geared towards improving the investment climate and creating an enabling environment for private sector development;

The Division pursues its objectives by designing and monitoring reform support, budgetary support and institution building operations, based on analytical, diagnostic and prospective studies.  The coordination of these activities with other partner institutions is a priority in the Division’s modus operandi.  The Division conducts policy dialogue with governments and concerned actors in RMCs on economic and financial management. It advises other Bank departments and participates in designing and conducting training for staff in its fields of competence.

Duties and responsibilities

Under the supervision of the Manager, Governance Division, the incumbent performance the following duties and responsibilities:

•   Be the focal point for issues related to the investment climate in the private sector, the business environment, public-private partnership (PPP) frameworks and corporate governance.  In that regard, s/he will : (i) provide technical support to the division in these areas: (ii) interact with other departments (Country Departments, Private Sector Department, etc..) and external partners that support governments in those areas; (iii) represent the Bank in partnerships, networks and national/regional/international training workshops and seminars on private sector development and related issues; and (iv) direct or facilitate Bank activities and initiatives aimed at promoting an effective private sector environment in RMCs and all related issues;
•   Manage Bank participation in various initiatives aimed at improving the private investment climate or corporate governance in Africa;
•   Direct, coordinate and/or participate in identifying, appraising and negotiating Bank operations (reform programs, institution building projects) based on or having components related to the creation of an enabling environment for private sector development and corporate governance, involving RMC governments, various development partners and interested parties or stakeholders;
•   Conduct the operations portfolio supervision and management in the area of business climate improvement, to ensure their implementation within the set timeframes, in line with agreed objectives;
•   In partnership with other departments and donors, conduct and coordinate analytical work on the private sector investment climate in RMCs, derive there from the revitalization strategies and define areas for Bank assistance.  Such analytical work should provide necessary information for the preparation of Country Strategy Papers (CSPs) and other relevant documents;
•   Provide technical advice to RMC governments and Bank field offices on issues related to the creation of an enabling environment for private sector development;
•   Direct, coordinate and/or facilitate the preparation of policies, guidelines and reports on issues concerning the business environment and other areas that form part of the activities of OSGE.1.
•   Monitor country policies on the private sector environment, analyze and make recommendations for improving such policies, and contribute to evaluating country performance and risk in those areas;
•   Participate in RMC economic program review, provide professional opinion on the economic and financial management aspects, and their impact on the private investment environment;
•   Represent the Bank in coordination meetings, colloquia, regional or international seminars and conferences in areas relevant to the Department;
•   Conduct or contribute to research on issues related to the establishment of an enabling environment for private sector development , for the Bank’s internal use of external publication, with a view to contributing to the dissemination of knowledge and best practices;
•   Contribute to training Bank staff and RMC officials in its fields of competence;
•   Prepare notes and papers at the request of top Management (President and Vice-Presidents) treating subjects relevant to his/her responsibilities within the Department;
•   Perform any other duties pertinent to the work of OSGE.1 assigned by the Division Manager or the Director.

Qualification Required & Experience

Including desirable skills, knowledge and experience

•   At least a Master Degree or equivalent degree in economics/business management/applied economics/financial economics/economic and financial management.
•   At preferably a minimum of six (6) years of relevant professional experience in the preparation management and supervision of development programs in areas related to business climate improvement;
•   High analytical capacity and in-depth theoretical knowledge in macro-economics, micro-economics and business management;
•   In-depth knowledge of private sector development and corporate governance issues in Africa,  as well as actions aimed at promoting the creation of an enabling environment for private sector development on the continent, acquired within national public or private, international or regional agencies;
•   Knowledge of the key tools for diagnosing and evaluating the quality of private sector environment; in-depth knowledge of Bank operational policies and guidelines in the public and private sector, as well as the institution’s operational rules of procedures;
•   Capacity to work as part of a team, analyze and synthesize; excellent inter-personal, communication and project management skills; attention to detail, readiness to promote good results and client focus;
•   Proven capacity to lead; promote the continent’s development, apply innovative approaches and change working methods, while remaining effective under changing working conditions;
•   Through ability to use standard if applications (Microsoft Office Duties); good knowledge of SAP will be an asset;
•   Ability to communicate verbally and in writing in French and/or English with working knowledge of the other language. Good working knowledge of Portuguese desirable.

Location: Ghana

How To Apply For The Job

Interested and qualified candidates should

Click Here To Apply Online

Closing Date: 07 October, 2013

Only applicants who fully meet the Bank’s requirements and are being considered for interview will be contacted. Applicants will only be considered if they submit an online application, and attach a comprehensive Curriculum Vitae (CV). The African Development Bank is an equal opportunities employer and female candidates are strongly encouraged to apply

{African Development Bank,Accra,Full-Time, GH,N/A, N/A,29 Oct-2013};

Objectives

The Credit Risk Management division (FFMA.2) is responsible for continuous assessment and monitoring of the risk profile of the Bank’s sovereign and non-sovereign portfolio. The Credit Risk Management Division makes recommendations with regard to credit risk ratings, impairment provisions and the efficient use of the Bank’s risk capital.

Duties and responsibilities

Under the general guidance and direction of the Division Manager, the incumbent will perform the following duties and responsibilities:

•   Review/Prepare Summary Credit Risk Note for adequacy of rating, pricing and security packages.
•   Contribute significantly to the development and updating of commercial credit risk management policies and guidelines, including procedures and processes for their implementation.
•   Play critical role in the development and upgrading of commercial credit risk identification and assessment methodologies, including appropriate assessment, monitoring and management tools and systems.
•   Monitor compliance with commercial credit risk and exposure management policies and guidelines and perform proactively on the quality of the non-sovereign portfolio, sensitivity analysis and stress testing.
•   Identify specific risks of individual non-sovereign transactions in the pipeline or in the portfolio under execution and recommend appropriate credit enhancement or risk mitigation measures.
•   Prepare risk mitigations notes for special transaction and the portfolio identifying risks of individual non-sovereign transactions and advising on their mitigation.
•   Advise appropriate pricing terms and conditions for non-sovereign transactions in consultation with investment officers.
•   Prepare background documentation for country team meeting management review committees on non-sovereign transactions.
•   Participate in due diligence missions on new non-sovereign transactions and supervision missions on active projects contributing to a better understanding of risks associated with them and of options for their mitigation.
•   Monitor credit risks in the non-sovereign portfolio analyzing the evolution of its risk profile and country, sector and obligor concentration, the adequacy of provisions and risk capital required to support non-sovereign credit exposure.
•   Prepare technical notes and/or papers on conduct studies of interest to the Board, Senior Management or the Department on commercial credit risk and related issues.

Qualification Required & Experience

Including desirable skills, knowledge and experience

•   At least a Master’s degree or its equivalent in Finance, Business Administration, Econometrics,  or applied Economics
•   At least six (6) years of relevant experience related to non-sovereign counterparty rating migrations, NAV adjustments for private equity funds, impairment provisions for loans, distressed assets and risk mitigations techniques
•   High level professional knowledge of credit risk instruments
•   Familiarity with project finance, corporate lending and lending to financial institutions
•   Ability to build up the risk tools and methodologies are desirable
•   Knowledge of risk syndication, collateral management and structured financial products and risk derivatives is an added advantage
•   Strong quantitative, software use and analytical skills
•   Excellent written and verbal communication skills in English and/or French, with a working knowledge of the other language. French skills are desirable.
•   Competence in the use of Bank standard software (Word, Excel, Access and PowerPoint).

Location: Ghana

How To Apply For The Job

Interested and qualified candidates should

Click Here To Apply Online

Closing Date: 03 October, 2013

Only applicants who fully meet the Bank’s requirements and are being considered for interview will be contacted. Applicants will only be considered if they submit an online application, and attach a comprehensive Curriculum Vitae (CV). The African Development Bank is an equal opportunities employer and female candidates are strongly encouraged to apply

{Stanbic Bank,Accra,Full-Time, GH,N/A, N/A,30 Sep-2013};

The Role

Manage a portfolio of counterparty credit risks associated with lending, trading, and investing activities, with the primary objective of assessing and managing risk within acceptable parameters.

Key Responsibilities

•   Undertake quantitative and qualitative financial analysis to develop a comprehensive understanding of counter party risks for new or increased facilities. Conduct annual risk reviews and monitor covenants and conditions on the existing portfolio base
•   Make recommendations and exercise judgment, sanctioning excesses within Delegated Authority limits
•   Coordinate and ensure that the post-approval implementation of facilities and legal documentation is in accordance with the conditions of sanction
•   Follow up and address no-adherence to terms and conditions of sanction by counter parties. Consider the inherent risk therein and make recommendations to regularize or mitigate such increased risk

Qualification Required & Experience

•   First Degree in a related field. A Masters degree in Business Administration, Economics, Finance or Accounting will be an added advantage
•   Broad knowledge of applicable Acts and Bank Manuals
•   3 years banking experience, particularly pertaining to Credit Risk Management
•   Conceptual understanding of credit policies / principles and how its successful application can lead to market success
•   Strong consulting and portfolio development skills

Remuneration: Negotiable according to experience, knowledge and skills

Location: Accra

How To Apply For The Job

Interested persons may e-mail their application letter and current CV to:-

recruitmentghana@stanbic.com.gh

Closing Date: 14 September, 2013

{Stanbic Bank,Accra,Full-Time, GH,N/A, N/A,30 Sep-2013};

The Role

To test implementation of documented processes and procedures under the Governance framework and support the Governance function in country

Key Responsibilities

•   Facilitate the adoption of the Risk Appetite Framework, the subsequent monitoring of the limit framework and the reporting of breaches
•   Responsible for governance framework – that is to manage Risk across all areas of Credit – this includes the Risk Control Self Assessment (undertaken by Risk Department) and monitoring KRl’s flowing from the exercise
•   Assess the Credit Risk Standard annually and the adoption thereof
•   Review and sign off of policies in conjunction with Head Office annually
•   Review and update procedures annually
•   Review SLA’s annually (and ensure vendor visits are performed where required)
•   Track all pay draw downs without perfection of Collateral
•   Monitor concentration limits in line with approved Caps
•   Review and table the approved insurance underwriters, property appraisers and legal panels at CRMC annually
•   Ensure all MoU are routed through Centralised Lending / CIB Legal
•   Ensure sign off of Staff concessions are noted by CCO
•   Ensure Central Repository of Country Legal Documents

Qualification Required & Experience

•   Bachelor of Commerce. A 2nd Degree in a business related field will be an added advantage
•   5 years experience in a Credit and Risk Management function
•   Conceptual understanding of credit policies / principles and how its successful application can lead to market success
•   Knowledge and understanding of the regulatory environment governing financial services

Remuneration

•   Negotiable according to experience, knowledge and skills

Location: Accra

How To Apply For The Job

Interested persons may e-mail their application letter with current Curriculum Vitae (CV) to:

recruitmentghana@stanbic.com.gh

Closing Date: 18 September, 2013

{Confidential,Accra,Full-Time, GH,N/A, N/A,30 Sep-2013};

A newly opened Credit Union located at Lapaz – Accra wants for immediate employment:- Susu Collectors

Qualification Required & Experience

•   Experience: 3 years and above

Location: Accra

How To Apply For The Job

Write to:-

The Director
P.O.Box 140
Mallam – Accra

Closing Date: 24 September, 2013

{Ivory Finance Company,Kumasi,Full-Time, GH,N/A, N/A,30 Sep-2013};

Ivory Finance Company is a leading Non-Bank Financial Institution. It is a member of CDH Financial Holdings Ltd. a leading financial services group. The Group comprises a number of subsidiaries specializing in Commodities Trading, Stock Brokerage, Asset Management and Securities.

Responsibilities:

•   Analyses credit request to evaluate risk, returns and feasibility of projects
•   Undertakes loan documentation
•   Ensure compliance with statutory and corporate policies
•   Monitors existing accounts
•   Strategies and implements recovery action
•   Reviews and updates credit risk control measures

Qualification Required & Experience

•   A Bachelor’s degree in finance, accounting or related field, from a recognised University, or a relevant professional qualification
•   At least three years banking experience, including credit evaluation, cash flow and project risk analysis
•   Knowledge of SMEs / MNCs corporate accounts
•   Ability to effectively communicate
•   Ability understand tax issues
•   Attention to detail, strong communication, leadership and interpersonal skills
•   Excellent negotiation and problem-solving skills

Location: Kumasi

How To Apply For The Job

As we continue to grow we are seeking high caliber personnel, in the following roles, for our new branch in Kumasi. If you have what it takes to make a difference in the stated roles, send your application to:-

kumasi@cdhgroup.co

Closing Date: 23 September, 2013

{Ivory Finance Company,Kumasi,Full-Time, GH,N/A, N/A,30 Sep-2013};

Ivory Finance Company is a leading Non-Bank Financial Institution. It is a member of CDH Financial Holdings Ltd. a leading financial services group. The Group comprises a number of subsidiaries specializing in Commodities Trading, Stock Brokerage, Asset Management and Securities.

Overview:

The Branch Manager exercises complete responsibly for developing and managing the business operation of the branch in a manner that increased sales, profitability and market share, as well as customer and employee satisfaction by directing, coordinating and monitoring credit disbursements and client investment placements, other branch operations and personnel development activities.

Responsibilities:

•   Assesses local operating contexts and market conditions, with the view to identifying current and prospective business opportunities
•   Develop various forecasts and projections, including financial and business plans for the branch
•   Develops and implements sales and profitability plans in accordance with account management principles
•   Directs all operational aspects of the branch including client service, human resources, administration and business development in a manner that ensures the attainment of corporate goals
•   Provide training, coaching, mentoring, development and motivation to bring out the very best in subordinates
•   Provides orientation of all new branch employee and evaluates staff performance
•   Oversees branches financial management and recommends changes to policies and goals
•   Ensures the safe keeping of company assets, including structures, equipment, documents, cash etc.
•   Acts as the face of the company within the region

Qualification Required & Experience

•   Holder of a good first Degree and an MBA / other second degree in Banking
•   Finance, Economics or cognate fields, professional banking qualification is an edge
•   At least five years experience in a similar position
•   Strong work ethic, problem-solving and analytical ability
•   Ability to exercise control, multi-task and meet deadlines
•   Strong management and coordinating skills
•   Very adaptive and congenial personality
•   Dependable and trustworthy
•   computer literacy
•   Strong leadership and organizational skills

Location: Kumasi

How To Apply For The Job

As we continue to grow we are seeking high caliber personnel, in the following roles, for our new branch in Kumasi. If you have what it takes to make a difference in the stated roles, send your application to:-

kumasi@cdhgroup.co

Closing Date: 23 September, 2013