{Confidential,Kumasi,Full-Time, GH,N/A, N/A,31 May-2013};

A reputable financial institution in Kumasi has a vacant position for:- Daily Deposit Co-ordinator

Qualification Required & Experience

•  The person must have Bachelor’s degree in Banking, Finance or administration with a minimum of 3 years relevant working experience

Location: Kumasi

How To Apply For The Job

Interested applicants should send CVs and cover letter to:-

The CEO
P.O. Box KS 8853
Kumasi

Email: microfinancesolution@gmail.com

Closing Date: 29 May, 2013

{Confidential,Kumasi,Full-Time, GH,N/A, N/A,31 May-2013};

A reputable financial institution in Kumasi has a vacant position for:- Branch Manager

Qualification Required & Experience

•  The person must have Bachelor’s degree in Banking, Finance or administration with a minimum of 3 years relevant working experience

Location: Kumasi

How To Apply For The Job

Interested applicants should send CVs and cover letter to:-

The CEO
P.O. Box KS 8853
Kumasi

Email: microfinancesolution@gmail.com

Closing Date: 29 May, 2013

{Confidential,Kumasi,Full-Time, GH,N/A, N/A,31 May-2013};

A reputable financial institution in Kumasi has a vacant position for:- Credit Manager

Qualification Required & Experience

•  The person must have Bachelor’s degree in Banking, Finance or Accounting with a minimum fo 3 years relevant working experience

Location: Kumasi

How To Apply For The Job

Interested applicants should send CVs and cover letter to:-

The CEO
P.O. Box KS 8853
Kumasi

Email: microfinancesolution@gmail.com

Closing Date: 29 May, 2013

{ARP Apex Bank Limited,Volta Region,Full-Time, GH,N/A, N/A,31 May-2013};

A reputable rural bank in Volta Region invites applications from suitably qualified Ghanaians for the position of:- General Manager

Key Responsibilities

•  To assist the Board in the formulation of policies
•  To prepare corporate plans and annual budgets for approval by the Board and to ensure that set targets are achieved
•  To provide technical and operational leadership and direction for the achievement of the objectives of the Bank
•  To be accountable to the Board for the day-to-day management and administration of the operations of the Bank
•  To be responsible for the effective supervision of staff
•  To co-ordinate and control operational activities between head office and the agencies
•  To undertake any duties that may be assigned by the Board from time to time to ensure the sustainability of the Bank

Qualification Required & Experience

•  A minimum of University degree in a relevant field from a recognized institution, or professional qualification in any relevant discipline
•  At least ten (10) years working experience in the banking industry, five (5) of which must be at the managerial level. Rural banking is an advantage
•  Demonstrate business acumen, high level of integrity, managerial and interpersonal skills
•  Computer proficiency is a basic requirement and knowledge of T24 emerge software will be an advantage

Location: Volta Region

How To Apply For The Job

Applications, accompanied by detailed curriculum vitae, photocopies of certificates, names and addresses of three (3) referees and contact telephone/fax/e-mail addresses should be forwarded to:-

The Head
Human Capital & Administration
ARP Apex Bank Limited
P.O. Box GP 20321
Accra

Closing Date: 27 May, 2013

{Adehyeman Savings and Loans Limited (ASL),Accra,Full-Time, GH,N/A, N/A,31 May-2013};

Adehyeman Savings and Loans Limited (ASL) is a non-bank financial institution licensed by the Bank of Ghana to provide financial services

Job Summary

•  Educates and informs clients and potential clients about our products
•  Acquires new deposit and loan clients for the institution
•  Develops and maintains an acceptable level of  deposit portfolio
•  Manages a portfolio of deposit clients through constant contacts and interactions
•  Underwrites loan applications and proposes same for approval
•  Participates in credit committees responsible for loan approvals
•  Manages a portfolio of loan clients through monitoring
•  Takes proactive steps to recover loan arrears and manage delinquencies
•  Participates in arrears committees responsible for delinquency management

Qualification Required & Experience

Education and Experience Requirements

•  Minimum of HND in Accounting, Management, Statistics and related fields
•  Prior experience in micro lending and/or customer relationship management will be  a plus but not a prerequisite

Special / Personal Abilities

•  Good analytical and decision making skills
•  Ability to work easily with numbers and to make sense of association of numbers
•  Responsible and reliable personality
•  Familiarity with Microsoft applications especially PowerPoint, Word and Excel
•  Excellent communication and marketing skills
•  Ability to speak English fluently and fluency in at least one or more of the most popular local languages in the branch’s catchment area

Location: Accra

How To Apply For The Job

Please note that only those who meet the requirements of this position should apply and only short listed candidates would be contacted. Application letters with CV should can be sent by post or email to:

Corporate Services Department
Adehyeman Savings and Loans Limited
P.O. Box GP 13249
Accra

or

Email: recruitment@adehyeman.com

Closing Date: 31 May, 2013

Our Branches:  Makola, Dome, Avenor, Muus, Kumasi and Agona Swedru

{Barclays Bank,Accra,Full-Time, GH,N/A, N/A,31 May-2013};

We are seeking to recruit an experienced professional with the determination to deliver a first class service in the Banassurance Unit.

The core responsibility of the Head of Bancassurance unit is to manage the BBG Retail Bancassurance Proposition comprising both Life and General Insurance products and services and own business (credit-life insurance). He is also responsible for embedding an insurance selling culture to actively grow the policy file size.

Key Accountabilities:

•  Formulate overall strategy for BBG Bancassurance proposition across all personal lines insurance products, customer proposition, channel development, roll-out and staging
•  ‘Own” the BBG Bancassurance Income and P&L targets – together with the bancassurance product managers for each class of insurance business
•  Participating in and Negotiation the pricing/premium structure for all bancassurance products and services
•  Key interface with both Life and General Insurance partners as well as industry associations
•  Ensure the holding of and attend all monthly and quarterly partnership council and review meetings with both Life and General Insurance companies respectively
•  Develop best practice models of processes and procedures for deploying market-leading bancassurance standalone policy sales
•  Review the bancassurance strategy and performance and take appropriate remedial action to assist all involved in the process to achieve the desired performance
•  Responsible for taking the final decision on look, feel and content of all customer communication regarding bancassurance product (i.e. welcome and fulfillment packs, policy wordings, advertising copy, renewal letters, etc)
•  Ensure that reconciliation is carried out rigorously to avoid income leakage with payment of commission for insurer
•  Proven track record of managing sales performance and achieving targets

Qualification Required & Experience

Essential Requirements:

•  Relevant professional qualification (first degree in insurance, accounting, finance, business or related fields; ACCA)
•  Practical understanding of relevant regulatory environment
•  Proven track record of high performance in previous roles
•  Over 5 years Insurance and Banking (Financial) industries experience
•  Experience of working in a multinational, multi-segment, environment with matrix reporting
•  Experience of leading a team

Location: Accra

How To Apply For The Job

To apply, please visit Barclays Careers website at: www.barclaysafricajobs.com

Closing Date: 02 May, 2013

Barclays Bank of Ghana Ltd. is an Equal Opportunity Employer

{Confidential,Accra,Full-Time, GH,N/A, N/A,31 May-2013};

A reputable non-bank financial institution has the following vacancy:- Deputy Head of Operations

Duties & Responsibilities

•  To assist the GM, Operations to manage the Operations Department
•  To appraise and review Credit Guarantee applications
•  To undertake monitoring projects
•  To undertake due diligence on applications submitted by clients
•  To provide monthly, quarterly and annual reports of all outstanding guarantees
•  To review the companies pricing policy periodically for adoption by the Credit Committee and the Board
•  To develop annual work plans and budget for the operations department and agencies
•  To submit recommendations on reviewed terms and conditions of the Guarantees Scheme with the company Secretary periodically
•  To perform other duties as assigned by the GM, Operations

Qualification Required & Experience

•  1st Degree in Banking & Finance / Economics / Statistics
•  MBA in Finance or Banking an added advantage
•  At least 10 years experience with at least 5 years in a similar position
•  Good leadership and communication skills required
•  Must be computer literate (Word, Excel, Power Point,etc)

Location: Accra

How To Apply For The Job

Interested persons with requisite qualification and experience may apply giving detailed Curriculum vitae and names of two (2) referees to:-

Advert No. G.C. 178
C/o Graphic Communications Group Ltd
P.O. Box 742
Accra

Closing Date: 01 May, 2013

{UNION Savings and Loans Ltd,Accra,Full-Time, GH,N/A, N/A,30 Apr-2013};

UNION Savings and Loans Ltd, one of the oldest savings and loans companies in Ghana and is positioning itself to be among the three (3) top savings and loans companies by 2015 and a dominant universal bank by 2017.

Job Summary

The branch manager, jointly with branch operations coordinator bears full responsibility for his/her branch. He/she is the team leader of branch management and a member of Union’s management team and therefore ensures that institutional business philosophies, business model, and core values are fully implemented in his/her branch.

Specific broad responsibilities include:

•  Staff Management and Development.
•  Business Planning and Business Development in line with approved business plan
•  Customer Care and Relationship Management
•  Compliance, Security and Controls
•  Operational Efficiency and Effectiveness.
•  Logistics, Facilities and Cost Management.
•  Loan Portfolio Quality.
•  Operational Risk Management
•  Reporting.
•  Description of Specific Responsibilities

1. Staff Management and Development

•  Ensure that recruited/confirmed branch staff have the right attitude, skills and knowledge to perform their duties.
•  Ensure (through communication and good example) that staff live Union’s corporate values always.
•  Hold regular meetings with staff to update them on institutional development.
•  Give regular and timely feedback to staff on attitude, skills and knowledge in relation to their work.
•  Set and maintain high performance standards in accordance with institutional standards.
•  Sustain staff motivation.
•  Take timely and appropriate disciplinary measures in accordance with the HR policies.
•  Carry out regular staff evaluation according to HR policy.
•  Coach and develop staff capacity to perform their roles effectively and efficiently.
•  Communicate regularly and promptly on staff development to Head Office Management, Human Resource and other related departments)

2. Business Planning and Business development.

•  Actively research into products and services required by clients and always ensure “local market” information on competitive products and services are communicated to head of business
•  Analyse operational environment and branch internal factors to propose business plan in collaboration with the relevant operational and support department(s).
•  Undertake “local market” efforts to expand catchment zones and acquire new clients.
•  Frequently assess local market developments to identify opportunities and threats and take proactive steps to leverage opportunities and minimize threats.
•  Ensure that branch capacity (ability and numbers) is commensurate with demand and market potential.
•  Ensure that branch business plan is achieved every month.
•  Ensure that the branch serves as a service point for delivering financial services to the Jospong and Zoomlion Group of companies

3. Customer Care

•  Ensure that branch workflow, structures and setup reduce inefficiencies to support good customer orientation.
•  Ensure that staff understand and maintain high standards of professionalism and customer care.
•  Take proactive steps to ensure that client needs are met in your branch.
•  Collaborate with relevant branches and departments to meet customer requirements when necessary.
•  Maintain good professional relations with all clients.

4. Compliance, Security and Controls.

•  Ensure that your branch (staff) complies with institutional policies, processes and procedures.
•  Implement specific process controls before and after transactions to minimize process risks.
•  Ensure that all institutional security measures are fully implemented in your branch.
•  Ensure that staff are well informed and trained to implement policies processes, procedures and security measures.

5. Operational Efficiency and Effectiveness

•  Plan work schedules, distribute duties and responsibilities among branch staff to ensure efficiency in workflow and effective work output.

6. Logistics, Facilities and Cost Management

•  Liaise with the relevant departments to provide and maintain required logistics (work tools) and facilities for uninterrupted running of the branch.
•  Implement institutional cost control policies/procedures.
•  Undertake the necessary independent cost analysis to understand cost centres and cost drivers within the branch and take the necessary steps to control them.

7. Loan Portfolio Quality

•  Ensure that loans approved and disbursed within your branch meet required procedural and risk mitigation standards.
•  Implement good portfolio management measures at all times.
•  Ensure that all loans are monitored effectively by client relationship officers and branch management.
•  Implement measures and structures to follow up on arrears to maintain good portfolio quality of each client relationship officer.
•  Liaise with relevant head office departments to keep PAR low always.

8. Reporting

•  Ensure timely and quality reporting by your branch to the relevant offices/departments at all times.

Qualification Required & Experience

•  Results oriented and performance driven
•  Banking experience in a high performing bank or non-bank financial institution
•  Strong communication and interpersonal skills and presentation abilities.
•  Good leadership and interpersonal skills
•  High degree of social competence and emotional maturity
•  Strong analytical skills
•  Good knowledge and skills in Microsoft applications.
•  Professional, ethical and discretion when dealing with confidential information.
•  Committed, responsible and able to work under pressure and limited time frames.
•  Good planning and organizing skills.

Location: Accra

How To Apply For The Job

Please submit a detailed CV together with names and contact details of at least two professional referees by Friday, 26th April, 2013. All applications should be sent to

jobs@unionbanking.com.gh

Closing Date: 26 April, 2013

{UNION Savings and Loans Ltd,Accra and Takoradi,Full-Time, GH,N/A, N/A,30 Apr-2013};

UNION Savings and Loans Ltd, one of the oldest savings and loans companies in Ghana and is positioning itself to be among the three (3) top savings and loans companies by 2015 and a dominant universal bank by 2017.

Job Summary

To acquire, manage and sustain a portfolio of Small clients, and develop long term relationships, founded on efficient and reliable delivery of services and support for their businesses.

This responsibility covers both new and existing clients and must be discharged in a professional manner to achieve a high degree of client satisfaction. The overall target of a client relationship officer is to achieve a growing and quality loan and deposit portfolios and income-generating transactions from those portfolios.

Description of Specific Responsibilities

1. Account Management

•  Develop and implement  target oriented marketing strategy to create sustained deposit growth of managed customers to achieve business plan targets
•  Develop and implement  a detailed account/call plan to support acquisition activities and follow ups
•  Actively contribute to maximizing product  and service usage (current, savings and other banking services)

2. Credit Analysis

•  Gather relevant client information for conducting good credit analysis, and prepare good proposals for decision making.
•  Average time for completing credit analysis should not exceed 3 working days.

3. Sales and Service

•  Implement effective demand acquisition strategies
•  Create and follow up on target list of potential clients.
•  Provide professional advice and information to  business clients on loans, deposits, transactions and investments(cross selling)
•  Determine clients’ needs and propose most appropriate products and services to meet such needs, ensuring that solutions are implemented on time.
•  Institute measures to identify and provide solutions to customer complaints in consultation with the appropriate managers, departments or staff, to sustain general service quality.
•  Keep abreast with (changes in) institutional service standards, products and procedures for effective communication to (potential) clients.
•  Ensure that communication with clients (including information gathering for credit analysis) is complete and prompt.
•  Assess market potential and propose generic solutions to enhance client satisfaction and business growth.

4. Portfolio Quality Management

•  Conduct regular monitoring (financial, collateral) of the business(es) of clients in accordance with credit committee decisions and company policy to identify any variations to expected trends, the related risks and make proposals for mitigating identified risks.
•  Ensure full settlement of all disbursed credit exposures according to the repayment plans.
•  Implement all Arrears/Risk Committee (and other Management) decisions to improve portfolio quality.
•  Ensure that all post-disbursement conditions are met within the stipulated timeframe.
•  Proactively prepare and submit financial analysis for solving problem cases

5. Reporting and Presentations
Timely preparation and submission of complete
monitoring reports according to scheduled timelines.

•  Portfolio Management Reports.
•  Performance Reports
•  Other reports as shall be defined by Management

6. Work Organisation

•  Put in place an efficient system for communicating with relevant head office and branch staff to ensure processing speed and client satisfaction.
•  Participate in all meetings and contribute actively.
•  Ensure complete, efficient and reliable filling of all institutional and client documents.

7. Training and Coaching

•  Attend all training programmes.
•  Training/Coaching of colleagues when needed

Qualification Required & Experience

•  First Degree or Higher National Diploma.
•  Minimum of one year working experience in a similar position.
•  Experience in sales and relationship management.
•  Good Understanding of financial statements.
•  Good knowledge and skills in Microsoft applications.
•  Good communication ( verbal and written)skills
•  Strong analytical, technical and problem solving aptitude.
•  Professional, ethical and discretion when dealing with confidential information.
•  Strong communication and interpersonal skills and presentation abilities.
•  Committed, responsible and able to work under pressure and limited time frames.
•  Ability to carry out the work on an independent basis as well as in working groups and teams.
•  Good planning and organizing skills.

Location: Accra, Takoradi

How To Apply For The Job

Please submit a detailed CV together with names and contact details of at least two professional referees by Friday, 26th April, 2013. All applications should be sent to

jobs@unionbanking.com.gh

Closing Date: 26 April, 2013