{Geo Multi Micro Credit Finance Ltd,Tarkwa,Full-Time, GH,N/A, N/A,31 Jan-2014};

DEPARTMENT: Loan Recovery
REPORTS TO:   General Manager / CEO
RESPONSIBLE FOR:  Loan Recovery assistants

OBJECTIVE

•   Plan and advice management on matters referred from all Head Office / Branch (es) of GEO, and liaise with same in the discharge of non-performing loans; valuation of clients properties used as securities.

KEY RESULT AREAS

•   Recovery of over due loans
•   Liaising with external legal partners  in the registration of documents at Land Title Registry, etc
•   Assisting Auctioneers after judgment to recover legal debts

DUTIES AND RESPONSIBILITIES

•   Liaising with the external solicitor on all loan recovery matters.
•   Liaising with bailiffs to ensure that writs are promptly served on all defendants.
•   Liaising with court clerks and registrars on all matters relating to recovery.
•   Liaising with Valuers to ensure prompt and professional valuation of property legally attached for auction.
•   Liaising with auctioneers on all matters relating to sale properties.
•   Writing report on all legal cases and terms of settlement, and presenting it to superiors  for review.
•   Registration of mortgage at Lands commission.
•   Registration of transfer of ownership of vehicles used as security.
•   Conducting searches at Lands Commission to verify the authenticity of Land documents offered as security.
•   Assisting in the identification and location of all properties offered as security.
•   Assisting in drawing of location plan of properties used as collateral.

Location: Tarkwa

How To Apply For The Job

Qualified candidates should send their resumes to:

geo.multifan@gmail.com

Closing Date: 31 December, 2013

{UT Bank Ghana Limited,Accra,Full-Time, GH,N/A, N/A,31 Jan-2014};

JOB PURPOSE

Acquiring new business and deepening existing customer relationships by working with customers to help make the right decisions with their businesses while explaining the financial services to them. Effectively executing lending and deposit sales, Balance sheet, P& L, maintaining operational efficiency and a healthy portfolio while providing the appropriate service standards in order to achieve the bank’s objectives as stated in the job description. Deep insight of retail marketing, consumer behaviour and mass market activities in Ghana.  Administrative oversight of a cluster of branches, management of people, strategy implementation and key driver of growth of balance sheet and P&L.

BEHAVIORS & ATTRIBUTES REQUIRED

•   Resulted oriented /Attention to details
•   Good communicator and negotiator
•   Ability to work under pressure with minimum supervision
•   Disciplined and organized Discerning, people oriented and assertive
•   Ability to Coach and empathetic
•   Good listener and give constructive feedback
•   Accept constructive criticism
•   Proactive & demonstrate a sense of urgency

Qualification Required & Experience

DESIRED QUALIFICATIONS/SKILL SET REQUIRED

•   Good 1st Degree holder in relevant discipline
•   A post graduate degree in any financial discipline
•   Preemptive and predictive
•   Analytical
•   Innovative
•   Team maker
•   Good decision, planning & multi-tasking skills
•   Conflict resolution and problem solving skills
•   Exhibit leadership & interpersonal skill with ability to carry people along

EXPERIENCE TO RUN THE BUSINESS SUCCESSFULLY

•   Good understanding of consumer behavior.
•   Possess deep understanding of industrial, regulatory and compliance practice.
•   Knowledge of retail industry
•   Proven sales track record with minimum of 8 yrs experience
•   Experience to manage a large scale of people
•   Efficient credit writing skills and understand Balance Sheet and P& L.
•   Ability to convert opportunities to profits
•   Must have not less than 5 years managerial experience
•   Minimum 5 years cross industry experience

Location: Accra

How To Apply For The Job

Interested candidates must submit their CVs to:-

jobs@utbankghana.com

Closing Date: 31 December, 2013

{UT Bank Ghana Limited,Accra,Full-Time, GH,N/A, N/A,31 Jan-2014};

JOB PURPOSE

Business partner to SBUs, assisting with efficient risk capital allocation during budgeting periods. Ensuring efficient balance sheet management, credit risk management at SBU level, bringing proactive risk management process at the SBU level. Responsible for credit due diligence, assist with credit structuring and defense and keeping an up to date data base of credit performance by sector, industry and identified peer group. Critical role to be played includes providing management with the appropriate support and challenge to ensure that:

•   Partner the Business Unit with respect to enterprise risk management activities; identification, assessment ,monitoring , control and mitigation of risks
•   Collaboration with Finance Business Partners to ensure the risk message is delivered effectively and consistently to Head of Business Units, including a quarterly review of key enterprise risks
•   Ensuring that key risks are understood by stakeholders and factored into strategic planning
•   Raising the profile of risk management in the various business units
•   Continual improvement and development of the risk management process
•   Shaping the control environment across the entire organization’s Credit Risk lifecycle addressing both current weaknesses and providing direction on future improvements
•   Owning the Bank’s Credit Policy Manual, ensuring an appropriate balance between the need for control and fit with business strategy
•   Understanding the portfolio business dynamics and align these to the business controls which exist providing a business partner interaction
•   Developing and maintaining a clear understanding of risk and control requirements
•   Drive and facilitate the completion of Governance reporting
•   Share / escalate concerns, risks and policy breaches as appropriate
•   Provide support and guidance in respect of mitigating unplanned risk events e.g. incidents or audit issues.
•   Ensuring that all legal, regulatory and bank wide standards and requirements are met
•   Credit risk and fraud strategies are defined, delivered and monitored in an effective and controlled manner

BEHAVIORS & ATTRIBUTES REQUIRED

•   A strong sense of purpose and responsibility
•   Excellent interpersonal skills
•   Exceptional ability to work independently and under pressure
•   Ability to network and build long lasting relationships effectively
•   Discerning, People oriented and assertive
•   Give constructive feedback and ability to accept constructive critique
•   Proactive & demonstrate a sense of urgency
•   Customer centric, deep industry/sector insight
•   Organized and able to plan ahead
•   Integrity and good judgment
•   Team player
•   Decisive, confident and able to adapt

SKILL SET REQUIRED

•   Strong commercial awareness and the ability to identify business risk
•   Experience of business partnering
•   Strong sense of business acumen
•   Strong analytical skills
•   Strong interpersonal skills
•   A constant drive for best practice
•   Delivery focused

TECHNICAL COMPETENCE

•   Collating, preparing and interpreting reports, budgets, accounts, commentaries and financial statements
•   Undertaking strategic analysis and assisting with strategic planning
•   Assist to produce short to medium as well as long-term business plans
•   Undertaking research into pricing, competitors and factors affecting performance.

EXPERIENCE TO RUN THE BUSINESS SUCCESSFULLY

•   The ideal candidate will have a knowledge of risk management but will also have experience within the specific business unit partnering capacity due to the strong focus within the role on stakeholder engagement
•   A working knowledge of complete line of the Banks products & services offered and asset classes
•   Resolved and have good credit management skills
•   Credit Risk Management (policy setting and implementation) exposure in a retail, business and corporate banking environment
•   An understanding of either Operational or Credit Risk management in a retail, business and corporate banking portfolio
•   A strong understanding of Operational Risk and Control techniques ( Risk assessment, Risk Mitigation, Risk Reporting)
•   The desire to deliver service excellence and “see the world through the eyes of the customer”
•   Excellent problem solving /decision making skills
•   The ability to write concise, precise and practical credit reports
•   Familiarity with audit management methods and processes
•   Previous ‘risk’ experience gained in different risk roles
•   Experience across more than one part of the risk process e.g. audit, group centre, regulation, risk control, business side etc.

Qualification Required & Experience

•   A good first degree in a business related field
•   5 years experience in the banking environment in a similar role with proven ability to undertake credit analysis, with good research, report writing skills
•   Advanced computer skills (Excel, Word, Access and PowerPoint)

Location: Accra

How To Apply For The Job

Interested candidates must submit their CVs to:-

jobs@utbankghana.com

Closing Date: 31 December, 2013

{UT Bank Ghana Limited,Accra,Full-Time, GH,N/A, N/A,31 Jan-2014};

JOB PURPOSE

•   Provide a relationship based offering to high net worth affluent individuals through a pro-active, highly responsive personal approach to meet the financial needs and service expectations of high net-worth individuals.
•   Proactively promote a relationship based offering through operating as a dedicated and primary point of contact for the customer and providing financial solutions which meet customers’ expectations in accordance with the segment value proposition.
•   Connect customers with specialist expertise as and when required to provide appropriate support as per the segment value proposition.
•   Maintain a high level of respect, integrity, professionalism and ethical standards whilst building valuable long term relationships with customers.

GENERAL RESPONSIBILITIES
 
RELATIONSHIP NURTURING AND BRAND RECOGNITION

•   Acquire new customers (high net-worth affluent individuals) as per the criteria outlined in the segment value proposition and reflected by the segment strategy and sales targets.
•   Pro-actively identify cross selling opportunities within own portfolio of customers to maximize bank revenue and ensure all customers’ financial needs are met by UT Bank. Be guided by the segment value proposition and sales targets as to what the priority products are both from a bank and the customer perspective.
•   Conduct a needs analysis with all new and existing customers to ensure that product opportunities identified are appropriate to meet the customer’s needs and expectations.
•   Comprehensive understanding of customers’ short and long term financial goals/aspirations and keep up to date with changes in the financial needs and purchasing power (e.g. salary) of customers.
•   Plan a comprehensive calling/contact management programme for all customers within own portfolio and act on the calling programme as planned to ensure all customers are contacted, to meet customers’ service expectations, improve knowledge and understanding of the customer (e.g. change in salary , source of income, frequency of income) and identify additional customer needs resulting in cross sales. Document all call reports.
•   Pro-actively manage own portfolio to maximize revenue for UT Bank (referring to fees, margins and sales), minimize costs and risks, whilst maintaining and extending the customer’s relationship with UT Bank.
•   Ensure that customer relationships are sustainable by maintaining the balance between bank profitability and customer satisfaction.
•   Establish, build and strengthen one-on-one relationships with customers, based on mutual respect, to retain customers and gain word-of-mouth referrals.
•   Place equal emphasis on investment (non-borrowing) and borrowing customers.
•   Deliver the expected level of service to own portfolio of customers.
•   Ensure that customers are appropriately educated regarding the value of using self-service channels (Internet Banking, ATM’s, Mobile Banking) to empower customers and minimize standard service requests. Ensure that customers are migrated to self-service channels where appropriate.
•   Ensure that the customers are well informed with regards to lending application processes (e.g. vehicle finance, home loans, overdraft, credit card, personal loans, etc), credit maintenance processes (e.g. Annual reviews) and account conduct expectations (e.g.  minimum account balances, insufficient funds for debit orders and cheque payments, etc).
•   Inform customers of contract/account terms and conditions, fees, rates and commissions applicable.
•   Ensure that qualifying customers (as defined the segment value proposition) are timeously migrated from the branch to the Private Banking Suite.
•   Retain ownership of customer requests, complaints and applications – follow every task through to completion keeping the customer updated on progress.
•   Ascertain when customers require specialist advice and arrange appropriate introductions with specialists. Generate and pass on leads.
•   Determine when new or existing customers require Business Banking or Corporate Banking expertise and arrange introductions accordingly. Interact and build strong working relationships with Business Banking and Corporate Banking staff to extend the customer’s relationship with UT Bank and ensure that customers’ business banking requirements are met in a seamless fashion.
•   Interact frequently and build strong working relationships with credit specialists, product specialists and wealth specialists, where applicable, to ensure appropriate turnaround times and ensure customers’ needs and expectations are met.
•   Manage credit and operational risks are set out in compliance and credit guidelines.
•   Overall accountability for credit aspects pertaining to own portfolio, including the completion of referral report, taking action regarding exception reports to eliminate accounts in excess, ensure that all accounts are limitised and no reviews are overdue.
•   Establish and build knowledge and understanding of product and credit application processes to eliminate the number of reworks and ensure acceptable turnaround times for customers.
•   Ensure proper record keeping (filing, update customer records on bank system, etc.)
•   Ensure limits are loaded, market segment codes are correct and all fields are captured accurately on the system. Private Banker is ultimately responsible for the data integrity of own portfolio.
•   Attend to all correspondence relating to portfolio, including e-mails, phone calls, messages, documentation, faxes, queries and complaints, etc.
•   Ensure activation and usage of transaction accounts.
•   Ensure proper procedures are followed when closing accounts, including the recovery of outstanding funds/fees and retaining cheque books/cards.
•   Cooperate and work effectively with others in pursuit of team goals by sharing information, providing support, showing care and being considerate of other team members.
•   Effective management of subordinate, Transactional Banker as per HR guidelines.
•   Responsible for performance management of Transactional Banker and addressing poor performance.
•   Actively seek to improve others’ skills and talents by providing constructive feedback, coaching and training opportunities to develop their abilities.

BEHAVIOURAL COMPETENCIES

•   Mature professional
•   An effective networker at all levels, both inside and outside the bank.
•   Ability to identify customers’ requirements for specialist financial/product expertise and advice.
•   Articulate in the communication/presentation of financial solutions and factual information to customers.
•   Strong communication, negotiation and persuasion skills
•   Independent, socially confident, quick o establish rapport and build credibility with customers.
•   Forsters confidence among customers
•   Ability to educate customers.
•   Ability to listen and probe customers effectively to ensure proper understanding of needs.
•   Advanced sales and consulting culture.
•   Achievement oriented, embracing and achieving challenging targets.
•   Self motivated and energetic.
•   Consistent, honest and trust worthy – demonstrating integrity
•   Ability to have difficult conversations with confidence – refusing a pricing/rate concession, communicating a declined loan application to the customer without blaming Credit etc
•   People management skills, including team building, team motivation, goal planning and optimizing team skills to deliver results.
•   Possession of strong leadership capabilities and be able to lead and motivate a team
•   Self driven, results oriented and a clear focus on high quality and business profit.
•   Open minded, a progressive thinker, a listener and an individual who is comfortable with participation from fellow employees
•   Superior people management skills

PROBLEM SOLVING, PLANNING AND DECISION MAKING

•   Identify potential difficulties and generate possible solutions within value proposition, operational, credit and product guidelines criteria
•   Take into account credit and product policies as well as segment strategy to formulate solutions that benefit both the customer and the bank
•   The application of financial planning, credit and risk management principles are critical.
•   Required to take into account the total customer relationship with the bank (transactional, lending, investment, wealth and business banking, Corporate Banking relationships) as well as the community influence of the high net-worth individual when solving problems and suggesting solutions.

PLANNING

•   Plan customer contacts and prepare for calls well in advance by identifying possible financial needs.
•   Plan diary daily, weekly and monthly to allow for customer appointments.
•   Formulate annual, quarterly, monthly and weekly action plans to achieve sales and financial targets
•   Take the long term consequences (and risks) of short term gains into account when planning and identifying sales opportunities or retention tactics to ensure efforts are sustainable.
•   Plan to deliver all aspects of the customer value proposition and the bank’s strategy.
•   Analyse customers’ financial behavior, current product holding and short to long term financial needs to identify sales opportunities whereby needs can be matched to specific products to benefit the customer and increase revenue to UT Bank.
•   Ensure that arrangements are made that someone is always available to attend to portfolio of customers when Private Banker’s Assistant or Private Banker is unavailable.

DECISION-MAKING

•   Quick to assimilate and integrate new information.
•   Monitor change in local market environment and changes in customer behavior to identify opportunities or risks to be acted upon.
•   Able to assess situations quickly and take initiative within limits of authority.

TECHNICAL COMPETENCIES

•   Good Analytical Skills
•   Adept at Microsoft Office suite
•   Ability to interact with all levels of management and employees
•   Fair knowledge of financial analysis and reporting.
•   High Marketing/Selling Proficiency

KNOWLEDGE

•   Understanding of the high net-worth individual and affluent market – typical profile, lifestyle, financial needs, etc.
•   Deep knowledge and understanding of segment value proposition.
•   Sound knowledge of all products and channels relevant to this market, including qualifying criteria, product/channel features and benefits, pricing, product/channel combination possibilities and efficient product usage through self-service channels.
•   Understanding of the bank’s products in respect of service level agreements and the banks service provision networks.
•   Understanding of which products are most required by high net-worth individuals and/or most beneficial to this market as well as understanding of which products are most beneficial to the bank.
•   Knowledge of equivalent competitor products and services
•   Working knowledge of UT Banks strategy and segment strategy.
•   Knowledge of local market environment and financial issues that may impact portfolio
•   Working knowledge of banks systems
•   Thorough understanding of credit principles as well as application and maintenance processes.

MINIMUM QUALIFICATION AND WORK EXPERIENCE

•   Minimum of First Degree in Business related field. Post graduate qualification will be an added advantage
•   5 years banking experience, preferably dealing with high net-worth individuals in a portfolio context.
•   Strong sales background.
•   Experience in completing loan applications successfully.

Location: Accra

How To Apply For The Job

Interested candidates must submit their CVs to:-

jobs@utbankghana.com

Closing Date: 31 December, 2013

{UT Bank Ghana Limited,Accra,Full-Time, GH,N/A, N/A,31 Jan-2014};

JOB PURPOSE

Acquiring new business and deepening existing customer relationships by working with customers to help make the right decisions with their businesses while explaining the financial services to them. Effectively executing lending and deposit sales, Balance sheet, P& L, maintaining operational efficiency while providing the appropriate service standards in order to achieve the bank’s objectives as stated in the job description.

BEHAVIORS & ATTRIBUTES REQUIRED

•   A strong sense of purpose and responsibility
•   Multicultural
•   Coaching abilities/ability to see the big picture
•   Excellent interpersonal skills
•   Possess Leadership skills
•   Good negotiator
•   Good communicator
•   Ability to influence
•   Attention to detail and disciplined
•   Exceptional ability to work independently and under pressure
•   Possession of a high sense of integrity
•   Excellent interpersonal and customer relations’ skills
•   Ability to network and build long lasting relationships effectively
•   Self driven, results oriented and a clear focus on high quality and business profit.
•   Open minded, a progressive thinker, a listener and an individual who is comfortable with participation from fellow employees
•   Superior people management skills

DESIRED QUALIFICATIONS/SKILL SET REQUIRED

•   Degree holder/relevant certification/Post graduate would be a plus
•   Sales driven
•   Analytical
•   Knowledge of sector
•   Conceptual
•   Innovative and original planning/novelty
•   Change agent

EXPERIENCE TO RUN THE BUSINESS SUCCESSFULLY

•   Sales driven
•   Analytical
•   Knowledge of sector
•   Conceptual
•   Innovative and original planning/novelty
•   Change agent
•   Planning/execution skills
•   Minimum of a 1st Degree in a business related field (3 of which should be in managerial position). A 2nd degree in a business related field will be an added advantage
•   Minimum 5 years experience cross industry/banking
•   Strong knowledge of balance sheet management
•   Strong understanding of industries, sectors and organizations
•   Strong knowledge of credit principles and best practice
•   Deep understanding of regulatory and compliance
•   Consistently delivered profitability targets for a minimum of 3 years
•   Entrepreneurial with high business acumen

Location: Accra

How To Apply For The Job

Interested candidates must submit their CVs to:-

jobs@utbankghana.com

Closing Date: 31 December, 2013

{Kwahu Praso Rural Bank Limited,Kwahu Praso-Eastern Region,Full-Time, GH,N/A, N/A,31 Jan-2014};

Microfinance Credit Officers wanted for immediate employment.

Job Summary

•   Group formation and effective group management
•   Credit management, disbursement and recovery of loans
•   Organisation, moderation and supervision of groups meetings.
•   Preparation of regular field and financial reports.
•   Screen credit groups members and assess their loan requirement according to Bank’s Policy,

Qualification Required & Experience

Applicant must possess:

•   At least HND or its equivalent in Accounting, Marketing, Social Work, Agriculture.
•   A minimum of National Service experience working with development / community oriented programme / financial Institution.
•   Demonstrates interpersonal skills
•   Strong people management
•   Strong public relation and community entry skills
•   Motor bike riding skills
•   Willingness to work in rural and deprived areas
•   Computer literacy skills

Location: Kwahu Praso, Eastern Region

How To Apply For The Job

Interested and qualified applicants for the position must submit their application with CV including names and telephone numbers of 3 referees.

Applications should be addressed to:

The Supervising Manager
Kwahu Praso Rural Bank Ltd
P. O. Box 29
Kwahu Praso – E/R

Or interested persons may e-mail their application letter with current Curriculum Vitae (CV) to:

kwahuprasorbl@yahoo.com

Closing Date: 03 January, 2014

{Barclays Bank,Accra,Full-Time, GH,N/A, N/A,31 Jan-2014};

We are seeking to recruit an experienced Risk Management professional with the drive and determination to deliver first class service in our Retail Risk team for the mentioned role.

The job holder will be responsible for defining the lending framework, determining the lending criteria and managing the portfolio for quality whilst supporting customer acquisition and/or growth initiatives from the business. In addition, he/she will be responsible for developing/designing monitoring tools and tracking portfolio performance vis-a-vis credit risk appetite and strategies by using data analysis and predictive modeling techniques.

Key Accountabilities:

•   Support the Head of Retail Credit to define the framework and manage the Personal Installment Loans portfolio across the Credit Life Cycle, which comprises of the following: Product Planning, Credit Initiation, Account Maintenance, Fraud Management, Collections & Recoveries, portfolio review and analitics
•   Setting of product risk appetite and strategies and securing appropriate mandate and scale to support business growth
•   Ensure, conformance to policy/procedures/directives and manage the portfolio within agreed triggers and framework or risk appetite .
•   Ensure that lending, profitability and reporting models are fit for purpose or reviewed to reflect management objectives
•   Work to improve portfolio quality and keep impairment within budget.
•   Support the Retail Banking Business in developing new products and conducting product performance reviews
•   Formulate strategies that drive growth while maintaining an acceptable level of risk to achieve agreed performance targets Conduct product profitability analysis and challenge pricing in order to maximize value
•   Develop a strong Risk/Credit Operations and Risk/Consumer Business partnerships
•   Develop a motivated team of portfolio analysts maintaining excellent relationships within own team and wider business to ensure achievement of business goals

Qualification Required & Experience

Essential (knowledge, experience and skills):

•   Degree graduate. Masters Degree will be an added advantage Strong team leadership experience within a Risk Management environment in a financial institution
•   Good knowledge and experience in Retail Lending and Retail/Consumer portfolio risk management
•   Knowledge of the Consumer Credit Risk systems, Processes and Lending strategies
•   Knowledge of the Consumer Collection & Recovery processes, systems and strategies
•   Good understanding of provisions and impairment accounting and regulatory rules and logic
•   4 years experience within a Credit Risk Management function Strong Analytical skills and proficient in the use of Excel for portfolio analytics
•   Good Project management skills will be an added advantage
•   Very good track record of managing and meeting stakeholder needs
•   Good investigation or problem shooting and report writing skills

Location: Accra

How To Apply For The Job

All applications should be sent to:-

The Head Office
Barclays Bank Gh. Ltd
Accra High Street, Accra

Or Visit the website below

www.barclaysafricajobs.com

Closing Date: 26 December, 2013

Barclays Bank of ghana Ltd. is an Equal Opportunity Employer.

{UT Bank Ghana Limited,Accra,Full-Time, GH,N/A, N/A,31 Jan-2014};

JOB PURPOSE

Acquiring new business and deepening existing customer relationships by working with customers to help make the right decisions with their businesses while explaining the financial services to them. Effectively executing lending and deposit sales, Balance sheet, P& L, maintaining operational efficiency while providing the appropriate service standards in order to achieve the bank’s objectives as stated in the job description.

BEHAVIORS & ATTRIBUTES REQUIRED

•   A strong sense of purpose and responsibility
•   Multicultural
•   Coaching abilities/ability to see the big picture
•   Excellent interpersonal skills
•   Possess Leadership skills
•   Good negotiator
•   Good communicator
•   Ability to influence
•   Attention to detail and disciplined
•   Exceptional ability to work independently and under pressure
•   Possession of a high sense of integrity
•   Excellent interpersonal and customer relations’ skills
•   Ability to network and build long lasting relationships effectively
•   Self driven, results oriented and a clear focus on high quality and business profit.
•   Open minded, a progressive thinker, a listener and an individual who is comfortable with participation from fellow employees
•   Superior people management skills

Qualification Required & Experience

•   Degree holder/relevant certification/Post graduate would be a plus
•   Sales driven
•   Analytical
•   Knowledge of sector
•   Conceptual
•   Innovative and original planning/novelty
•   Change agent

EXPERIENCE TO RUN THE BUSINESS SUCCESSFULLY

•   Sales driven
•   Analytical
•   Knowledge of sector
•   Conceptual
•   Innovative and original planning/novelty
•   Change agent
•   Planning/execution skills
•   Minimum of a 1st Degree in a business related field (3 of which should be in managerial position). A 2nd degree in a business related field will be an added advantage
•   Minimum 5 years experience cross industry/banking
•   Strong knowledge of balance sheet management
•   Strong understanding of industries, sectors and organizations
•   Strong knowledge of credit principles and best practice
•   Deep understanding of regulatory and compliance
•   Consistently delivered profitability targets for a minimum of 3 years
•   Entrepreneurial with high business acumen

Location: Accra

How To Apply For The Job

Interested candidates must submit their CVs to:-

jobs@utbankghana.com

Closing Date: 31 December, 2013

{UT Bank Ghana Limited,Accra,Full-Time, GH,N/A, N/A,31 Jan-2014};

JOB PURPOSE

Acquiring new business and deepening existing customer relationships by working with customers to help make the right decisions with their businesses while explaining the financial services to them. Effectively executing lending and deposit sales, Balance sheet, P& L, maintaining operational efficiency while providing the appropriate service standards in order to achieve the bank’s objectives as stated in the job description.

BEHAVIORS & ATTRIBUTES REQUIRED

•   Resulted oriented
•   High sense of urgency
•   Customer centric and people oriented person
•   Ability to work under pressure with minimum supervision, matured and disciplined
•   Proactive, empathetic and team oriented
•   Attention to details
•   Good communicator and negotiator
•   Decisive, good planner & multi-task
•   Self improvement drive
•   Sales oriented person / culture
•   Target driven and ability to plan ahead

Qualification Required & Experience

•   Leadership skills with ability to carry people along
•   Conflict resolution and problem solving Skills
•   Knowledge and ability to establish profitable business relationships (Asset & Liabilities)
•   Knowledge of banking and credit risk practices
•   Good understanding of industry, regulatory and compliance practices.
•   Analytical
•   Demonstrate understanding of Balance Sheet and P&L
•   Good 1st Degree holder in relevant discipline (added advantage, post graduate)

EXPERIENCE TO RUN THE BUSINESS SUCCESSFULLY

•   In-depth understanding of customer behavior
•   Knowledge of retail industry
•   Proven sales track record with minimum of 3 yrs managerial experience.
•   Experience to manage a large scale of people.
•   Efficient credit writing skills and understanding of Balance Sheet and P&L.
•   Ability to convert opportunities to profits.
•   Have deep understanding of industry regulatory and compliance practice.
•   Minimum  3 years cross industry experience

Location: Accra

How To Apply For The Job

Interested candidates must submit their CVs to:-

jobs@utbankghana.com

Closing Date: 31 December, 2013

{African Development Bank,Ghana,Full-Time, GH,N/A, N/A,31 Dec-2013};

Objectives

The African Development Bank places research and knowledge sharing at the center of its activities, as sound economic analysis has the potential to play an important role in the transformation of African economies towards sustainable development and poverty reduction. In 2007, the AfDB established a Development Research Department as part of the Bank’s reform process. The Department’s activities focus on devising and undertaking a program of research and analysis on priority social and economic development issues that support the Bank’s policy and operations agenda.

The Department comprises about 25 researchers in two Divisions. The Research Partnerships Division is seeking to strengthen its team of researchers by recruiting a Research Economist with expertise in economic and development research and strong quantitative background, good analytical and writing skills.

Duties and responsibilities

Under the general supervision of the Director and direct supervision of the Division Manager  the incumbent’s Duties and Responsibilities will be as follows:

•   Contribute to the production of Bank’s flagship publications (African Development Report, African Economic Outlook), Bank Group Annual Report and research studies.
•   Provide economic intelligence (through statements, speeches, policy briefs) to the President and Senior Management on economic development issues.
•   Undertake research and write publications in the Bank’s Working Papers Series, policy briefs, journal articles and other publications.
•   Participate in and contribute to Country Strategic Papers (CSP), Economic Sector Work (ESW), and other activities related to improving the Bank’s operational effectiveness.
•   Review operations documents and participate in review meetings.
•   Provide support to Division Manager on any other tasks upon request.
•   Perform other duties as may be assigned by the Division Manager.

Qualification Required & Experience

Including desirable skills, knowledge and experience

•   At least a Master’s degree in Economics, or related social sciences. Preference will be given to candidates with a PhD in these subject areas.
•   At least 4 years of relevant professional experience in development policy research or University teaching.
•   Strong econometrics background and knowledge in the use of standard statistical packages including stata and Eviews.
•   Knowledge to develop and implement research programs; ability to design and manage research projects from conceptualization to publication.
•   Ability to undertake research projects with limited supervision; clear written and oral communication skills as well as mature interpersonal and professional relationships.
•   Ability to communicate and write effectively in English and/or French, with a good working knowledge of the other language.
•   Proven skills in drafting and preparation of policy memoranda; Competence in the use of Bank standard software (Word, Excel, Access and PowerPoint).
•   For this position, team work skills are critical: ability to work in interdisciplinary environment, contribute constructive comments and receive positively the views of the team members on own work.

Location: Ghana

How To Apply For The Job

Interested and qualified candidates should

Click Here To Apply Online

Closing Date: 31 December, 2013

Only applicants who fully meet the Bank’s requirements and are being considered for interview will be contacted. Applicants will only be considered if they submit an online application, and attach a comprehensive Curriculum Vitae (CV). The African Development Bank is an equal opportunities employer and female candidates are strongly encouraged to apply